5645 Keith Ln, Waterloo, IA 50701 Property Records

Black Hawk County property record for 5645 Keith Ln, Waterloo, IA 50701

Property Summary

Property TypeCondominium
Details3 bd · 3 ba · 1,140 sqft · built 2017
Lot Size0.281 acres (12,240 sqft)
OwnerCompany Name on Record
Tax Bill$4,950 (2025)
Flood ZoneZone X (reduced by levee)
APN8813-13-428-071

Property Details

APN / Parcel Number

Primary APN8813-13-428-071

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,140 sqft Living Area
1st Floor Area1,128 sqft
Basement Area1,128 sqft
Finished Basement725 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleCondo/Apartment
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialSlate
Lot Area12,240 sqft (0.281 acres)
Garage TypeAttached
Garage Area472 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area126 sqft
Deck AreaDeck Area
Patio Area90 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address5645 KEITH LN
CityWATERLOO
StateIA
Zip50701-2312
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionSUMMERLAND CONDOS SOUTH BLDG 3 UNIT 1
Legal Range13W
Legal Township88N
Legal Section13
Legal SubdivisionSUMMERLAND CONDOS SOUTH
Legal Block1
Legal Lot Number3
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2010
Census Tract3001

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 128, CEDAR FALLS, IA 50613-0016
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,950.00 (-5.93%)$242,590 (-) Land $36,720 Building $205,870$242,590 (-) Land $36,720 Building $205,870
2024$5,262.00 (+32.34%)
2023$242,590 (+33.98%) Land $36,720 Building $205,870$242,590 (+33.98%) Land $36,720 Building $205,870
2022$3,976.00$181,070 Land $24,480 Building $156,590
2021$181,070 Land $24,480 Building $156,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2013

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GigFire, Nextlink.

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