5645 Joan St, Hernando, MS 38632 Property Records

DeSoto County property record for 5645 Joan St, Hernando, MS 38632 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Year BuiltBuilt 1990
Square Footage1,485 sqft Adjusted Area
Lot Size65,340 sqft (1.5 acres)
OccupancyOwner Occupied
Tax Bill$919.00 (2025)

Property Details

APN / Parcel Number

Primary APN3-08-9-30-01-0-00007-00

Interior

Bedrooms4 Beds
Total Rooms8 Rooms
Building Area1,485 sqft Adjusted Area
Stories2 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1990
Exterior MaterialMetal Exterior
Foundation TypeBlock Foundation
Roof ConstructionHip Roof Construction
Roof MaterialShingle Roof
Lot Area65,340 sqft (1.5 acres)

Location & Zoning

Street Address5645 JOAN ST
CityHERNANDO
StateMS
Zip38632-7956
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 7 LAKE ANN S-D
Legal Range08
Legal Township03
Legal Section30
Legal SubdivisionLAKE ANN
Legal Lot Number7
JurisdictionDESOTO MS
Minor Civil Division5
Census Blockgroup2
Census Block2028
Census Tract71123

Owner

Source: DeSoto County records · APN 3-08-9-30-01-0-00007-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address5645 JOAN ST, HERNANDO, MS 38632-7956
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2021Deed of Trust, Mortgage · Line of Credit
COMMUNITY BANK OF MISSISSIPPI
Sep 14, 2021Deed of Trust, Mortgage · Line of Credit
COMMUNITY BANK OF MISSISSIPPI

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Deed Doc Number0000035354
Record RefreshedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address5645 JOAN ST, HERNANDO, MS 38632-7956
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5645 JOAN ST, HERNANDO, MS 38632-7956

Mortgage

Document Number005199/271
DateMar 29, 2021
Book Page5199/271
Lender
NameCOMMUNITY BANK OF MISSISSIPPI
TypeBank
AddressFOREST, MS 39074
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMar 25, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address5645 JOAN ST, HERNANDO, MS 38632-7956
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5645 JOAN ST, HERNANDO, MS 38632-7956

Mortgage

Document Number005344/417
DateSep 14, 2021
Book Page5344/417
Lender
NameCOMMUNITY BANK OF MISSISSIPPI
TypeBank
AddressFOREST, MS 39074
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueSep 25, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$919.00 (+86.41%)$11,145 (+40.51%) Land $750 Building $10,395$111,452 (+40.5%) Land $7,500 Building $103,952
2023$493.00$7,932$79,324 Land $7,500 Building $71,824

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