Lonoke County property record for 5645 Hwy 38, Ward, AR 72176
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,328 sqft · built 1999 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,931 (2024) |
| Deeds & Mortgages | May 2023 Mortgage Jun 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-09225-000 |
| Primary APN | 001-09225-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,328 sqft Living Area |
| 1st Floor Area | 2,328 sqft |
| Flooring | Vinyl/Resilient |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Detached |
| Garage Area | 864 sqft |
| Driveway | Driveway |
| Driveway Area | 720 sqft |
| Pool Area | 130 sqft |
|---|---|
| Pool House | 96 sqft |
| Porch | Open Porch |
| Porch Area | 649 sqft |
| Deck Area | 448 sqft |
| Patio Area | 110 sqft |
| Fence | Fence |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5645 HIGHWAY 38 |
|---|---|
| City | WARD |
| State | AR |
| Zip | 72176-9283 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEGINNING AT THE NW CORNER OF SAID NE 1/4 OF THE SE 1/4 THENCE S 660 FEET; THENCE E 330 FEET; THENCE N 660 FEET; THENCE W 330 |
| Legal Range | 09W |
| Legal Township | 04N |
| Legal Section | 11 |
| Jurisdiction | LONOKE AR |
| Township / Civil Division | CAROLINE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 20103 |
Source: Lonoke County records · APN 001-09225-000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5645 HIGHWAY 38, WARD, AR 72176-9283 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 23, 2023 | Deed of Trust, Mortgage · Commercial Mortgage CENTENNIAL BANK |
| Jun 13, 2022 | Deed of Trust, Mortgage · Line of Credit CENTENNIAL BANK |
| May 19, 2021 | Deed of Trust, Mortgage · Line of Credit CENTENNIAL BANK |
| May 18, 2021 | Deed of Trust, Mortgage · Commercial Mortgage CENTENNIAL BANK |
| Feb 21, 2020 | Loan Modification, Mortgage FIRST CMNTY BK |
| Feb 23, 2018 | Loan Modification, Mortgage FIRST CMNTY BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 06, 2014 |
| Deed Sale | Dec 06, 2014 |
| Deed Document Number | 2015-000884 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 5645 HIGHWAY 38, WARD, AR 72176-9283 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5645 HIGHWAY 38, WARD, AR 72176-9283 |
| Document Number | 0000004402 |
|---|---|
| Date | May 23, 2023 |
| Book Page | 2023/4402 |
| Instrument | 2023-04402 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | CONWAY, AR 72033 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 5645 HIGHWAY 38, WARD, AR 72176-9283 |
| Transaction Type | Mortgage |
| Record Updated | Jul 05, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5645 HIGHWAY 38, WARD, AR 72176-9283 |
| Document Number | 0000007016 |
|---|---|
| Date | Jun 13, 2022 |
| Book Page | 2022/7016 |
| Instrument | 2022-07016 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | CABOT, AR 72023 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 5645 HIGHWAY 38, WARD, AR 72176-9283 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5645 HIGHWAY 38, WARD, AR 72176-9283 |
| Document Number | 0000006544 |
|---|---|
| Date | May 19, 2021 |
| Book Page | 2021/6544 |
| Instrument | 2021-06544 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | CABOT, AR 72023 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 5645 HIGHWAY 38, WARD, AR 72176-9283 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5645 HIGHWAY 38, WARD, AR 72176-9283 |
| Document Number | 0000006503 |
|---|---|
| Date | May 18, 2021 |
| Book Page | 2021/6503 |
| Instrument | 2021-06503 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | CABOT, AR 72023 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 5645 HIGHWAY 38, WARD, AR 72176-9283 |
| Document Number | 0000003293 |
| Instrument Date | Feb 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5645 HIGHWAY 38 WARD AR 721769283, WARD, AR 72176-9283 |
| Document Number | 0000003293 |
|---|---|
| Date | Apr 03, 2020 |
| Instrument | 3293 |
| Name | FIRST CMNTY BK |
|---|---|
| Type | Bank |
| Address | BATESVILLE, AR 72503-4330 |
| Term | 12 Months |
|---|---|
| Due | Apr 02, 2021 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 5645 HIGHWAY 38, WARD, AR 72176-9283 |
| Document Number | 0000002460 |
| Instrument Date | Feb 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5645 HIGHWAY 38 WARD AR 721769283, WARD, AR 72176-9283 |
| Document Number | 0000002460 |
|---|---|
| Date | Mar 19, 2018 |
| Instrument | 2460 |
| Name | FIRST CMNTY BK |
|---|---|
| Type | Bank |
| Address | BATESVILLE, AR 72503-4330 |
| Term | 12 Months |
|---|---|
| Due | Mar 18, 2019 |
Source: Lonoke County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Lonoke County |
| Unified School District | Cabot Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $42,090 (-) Land $2,170 Building $39,920 | ||
| 2024 | $1,931.00 | ||
| 2023 | $1,931.00 | $42,090 Land $2,170 Building $39,920 | $210,450 Land $10,850 Building $199,600 |
Source: FEMA National Flood Hazard Layer as of April 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 42% of the US · above 47% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| First Electric Cooperative Fiber | 1,000 / 1,000 |
| Optimum Communications Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 17 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GRAND PRAIRIE BAYOU 2 PWA serves 13,138 people |
|---|---|
| Water Source | Purchased surface water from LONOKE WHITE PUBLIC WATER AUTHORITY |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures