5645 Five Lakes Rd, North Branch, MI 48461 Property Records

Lapeer County property record for 5645 Five Lakes Rd, North Branch, MI 48461

Property Summary

Property Type	Mobile Home
Details	2 ba · 2,093 sqft · built 2000
Lot Size	4 acres (174,240 sqft)
Owner	Company Name on File
Last Sale	$205,524 (Jan 2026)
Tax Bill	$3,552 (2025)
Deeds & Mortgages	Jan 2026 Foreclosure Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`006-013-023-20`

Property Details

APN / Parcel Number

Primary APN	`006-013-023-20`

Interior

Full Baths	2 Baths
Building Area	2,093 sqft Living Area
1st Floor Area	2,093 sqft
Basement Area	2,025 sqft
Unfinished Basement	2,025 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Mobile/Manufactured
Lot Area	174,240 sqft (4 acres)
Garage Area	672 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	5645 FIVE LAKES RD
City	NORTH BRANCH
State	MI
Zip	48461-9765
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R-1
Legal Description	SEC 13 T9N R10E. PART OF SE 1/4. BEG N 1 DEG 30'18 W 1848.26 FT FROM SE CORN SEC 13, TH N 89 DEG 56'58 W 487.92 FT, TH S 1
Legal Range	10E
Legal Township	09N
Legal Section	13
Jurisdiction	LAPEER MI
Township / Civil Division	DEERFIELD
Census Block Group	2
Census Block	2013
Census Tract	332000

Owner

5645 Five Lakes Rd, a mobile home, is owned by a company that bought it in January 2026.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	Company Name on File
Mailing Address	5600 GRANITE PKWY, PLANO, TX 75024-4126
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Sheriff's Deed, Foreclosure
Sep 12, 2018	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2026 · Amount on File
Deed Sale	Jan 27, 2026 · Amount on File
Prior Sale	Sep 12, 2018 · Amount on File
Deed Book / Page	3500 / 768
Prior Transfer Date	Jan 7, 2026
Prior Transfer Doc	0035000768
Record Updated	Oct 29, 2026

January 2026: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	LAPEER MI
Recording Date	Jan 27, 2026
Property Address	5645 FIVE LAKES RD, NORTH BRANCH, MI 48461-9765
Document Number	0035000768
Book / Page	3500 / 768
Instrument Date	Jan 7, 2026
Transaction Type	Foreclosure
Record Updated	Feb 20, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	255 CLAY ST, LAPEER, MI 48446-2205

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5600 GRANITE PKWY # VII, VII, PLANO, TX 75024-4177

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Sep 12, 2018
Property Address	5645 FIVE LAKES RD, NORTH BRANCH, MI 48461-9765
Document Number	0029830892
Book / Page	002983 / 000892
Instrument Date	Aug 31, 2018
Transaction Type	Transfer
Record Updated	Oct 23, 2018
Title Company	ASK SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	917 TWICKENHAM SHELBY TOWNSHIP MI 48317, SHELBY TOWNSHIP, MI 48317

Mortgage

Document Number	29830895
Date	Sep 12, 2018
Book Page	002983/000895

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 11, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5645 Five Lakes Rd was $3,552, up 2.6% from the year before.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Deerfield Township
Unified School District	North Branch Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,600 (+5.7%)	$215,200 (+5.7%)
2025	$3,552.00 (+2.6%)	$101,800	$203,600
2024	$3,462.00
2023		$102,000	$204,000
2022	$3,144.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5645 Five Lakes Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5645 Five Lakes Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Northern Broadband Fixed Wireless	100 / 20
Frontier DSL	10 / 1

May also be available: Air Advantage, AVS Broadband, Spectrum, Verizon.

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