5645 Estates Dr, Oakland, CA 94618 Property Records

Alameda County property record for 5645 Estates Dr, Oakland, CA 94618

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,444 sqft · built 1959
Lot Size	0.185 acres (8,058 sqft)
Owner	Trust Name on File
Last Sale	$800,000 (Jul 2007)
Tax Bill	$18,291 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48B-7162-18-3`

Property Details

APN / Parcel Number

Primary APN	`48B-7162-18-3`
Alternative APN	`048B-7162-018-03`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Units	2 Units
Stories	1 Story
Building Area	2,444 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1969
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	8,058 sqft (0.185 acres)

Location & Zoning

Street Address	5645 ESTATES DR
City	OAKLAND
State	CA
Zip	94618-2725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00003 BLK: 0018 AR: 048B PAGE: 7162
Legal Subdivision	5645 ESTATES DRIVE
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	3
Census Block	3000
Census Tract	404200

Owner

5645 Estates Dr is owner-occupied and held in a trust since May 2015.

Source: Alameda County records, as of September 28, 2026

Owner of Record	Trust Name on File
Mailing Address	5645 ESTATES DR, OAKLAND, CA 94618-2725
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Deed of Trust, Mortgage · Line of Credit STANFORD FCU
Mar 20, 2020	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2007 · Amount on File
Deed Sale	Jul 11, 2007 · Amount on File
Deed Document Number	2007254715
Last Transfer Date	May 14, 2015
Transfer Doc	0000143887
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	5645 ESTATES DR, OAKLAND, CA 94618-2725
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5645 ESTATES DR, OAKLAND, CA 94618-2725

Mortgage

Document Number	0000270509
Date	Oct 13, 2020
Instrument	2020270509

Lender

Name	STANFORD FCU
Type	Credit Union
Address	PALO ALTO, CA 94303

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Nov 15, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	5645 ESTATES DR, OAKLAND, CA 94618-2725
Document Number	0000074588
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5645 ESTATES DR OAKLAND CA 946182725, OAKLAND, CA 94618-2725

Mortgage

Document Number	0000074588
Date	Apr 3, 2020
Instrument	74588

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%

Tax Assessment & Valuation

The 2025 property tax bill for 5645 Estates Dr was $18,291 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,276,991 (+1.44%) Land $321,525 Building $962,466
2025	$18,291.00 Homeowner's exemption	$1,258,823 Land $315,223 Building $943,600
2023	$16,992.00 Homeowner's exemption	$1,108,151 Land $302,985 Building $805,166	$1,162,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5645 Estates Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1998–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5645 Estates Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: Etheric Networks, Sonic Telecom, T-Mobile.

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