5645 Cedar Lake Dr N, Walls, MS 38680 Property Records

DeSoto County property record for 5645 Cedar Lake Dr N, Walls, MS 38680

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,689 sqft · built 1994
Lot Size	1.24 acres (54,014 sqft)
Owner	2 Trust Names on File
Last Sale	$206,300 (Aug 2021)
Tax Bill	$1,356 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Mar 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-08-4-19-05-0-00015-00`

Property Details

APN / Parcel Number

Primary APN	`1-08-4-19-05-0-00015-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,689 sqft Adjusted Area
1st Floor Area	2,181 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Shingle
Lot Area	54,014 sqft (1.24 acres)
Pool Area	800 sqft
Patio Area	820 sqft

Location & Zoning

Street Address	5645 CEDAR LAKE DR N
City	WALLS
State	MS
Zip	38680-9779
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	HILLSVIEW S-D SEC B LOT 15
Legal Range	008
Legal Township	01S
Legal Section	19
Legal Subdivision	HILLSVIEW S-D
Legal Lot Number	15
Jurisdiction	DESOTO MS
Township / Civil Division	3
Census Block Group	3
Census Block	3013
Census Tract	70210

Owner

5645 Cedar Lake Dr N is owner-occupied and held in a trust since February 2022.

Source: DeSoto County records, as of December 23, 2025

Owner of Record	2 Trust Names on File
Mailing Address	5645 CEDAR LAKE DR N, WALLS, MS 38680-9779
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2023	Deed of Trust, Mortgage · Line of Credit INDEPENDENT BANK
Mar 16, 2022	Intrafamily Transfer, Transfer
Aug 4, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2021 · Amount on File
Deed Sale	Aug 4, 2021 · Amount on File
Deed Book / Page	966 / 709
Last Transfer Date	Feb 10, 2022
Transfer Doc	0000991/22
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	5645 CEDAR LAKE DR N, WALLS, MS 38680-9779
Transaction Type	Mortgage
Record Updated	Jul 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5645 CEDAR LAKE DR N, WALLS, MS 38680-9779

Mortgage

Document Number	5660/30656
Date	Apr 21, 2023
Book Page	5660/30656

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	MEMPHIS, TN 38119

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Mar 13, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Mar 16, 2022
Property Address	5645 CEDAR LAKE DR N, WALLS, MS 38680-9779
Document Number	0000991/22
Book / Page	991 / 22
Map Reference	MB 27 PG 37-39
Instrument Date	Feb 10, 2022
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	5645 CEDAR LAKE DR N, WALLS, MS 38680-9779

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Aug 4, 2021
Property Address	5645 CEDAR LAKE DR N, WALLS, MS 38680-9779
Document Number	000966/709
Book / Page	966 / 709
Map Reference	MB 27 PG 37-39
Instrument Date	Jul 20, 2021
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5645 CEDAR LAKE DR N, 5645, WALLS, MS 38680-9779

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3649 ENCLAVE DR, SOUTHAVEN, MS 38672-7041

Mortgage

Document Number	0005309224
Date	Aug 4, 2021
Instrument	5309/224

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 5645 Cedar Lake Dr N was $1,356.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Southaven City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,356.00	$18,625 Land $2,500 Building $16,125	$186,252 Land $25,000 Building $161,252
2023	$1,618.00	$18,625	$186,252 Land $25,000 Building $161,252

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5645 Cedar Lake Dr N in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5645 Cedar Lake Dr N is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALLS WATER ASSN- LAKE FOREST public/private · serves 9,298 people · EPA ID MS0170043
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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