5645 81st Ter N, Pinellas Park, FL 33781 Property Records

Pinellas County property record for 5645 81st Ter N, Pinellas Park, FL 33781

Property Summary

Property Type	Single Family Home
Details	1,713 sqft · built 2024
Lot Size	0.154 acres (6,721 sqft)
Owner	Owner Name on Record
Last Sale	$25,900 (Jul 2014)
Tax Bill	$9,477 (2025)
Deeds & Mortgages	Sep 2023 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`C62-000-766-7111-4`

Property Details

APN / Parcel Number

Primary APN	`C62-000-766-7111-4`
Alternative APNs	`28-30-16-37404-001-0030` `163028374040010030` `R306174`

Interior

Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,713 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,721 sqft (0.154 acres)
Lot Dimensions	96 ft deep x 70 ft wide
Garage Area	457 sqft
Porch	Open Porch
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R306174
Old Parcel Number	163028374040010030
Street Address	5645 81ST TER N
City	PINELLAS PARK
State	FL
Zip	33781-2351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARTMAN SUB BLK 1, LOT 3
Legal Range	16
Legal Township	30
Legal Section	28
Legal Subdivision	HARTMAN SUB
Legal Block	1
Legal Lot Number	3
Jurisdiction	PINELLAS FL
Township / Civil Division	ST. PETERSBURG
Census Block Group	2
Census Block	2011
Census Tract	24906

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	5645 81ST TER N, PINELLAS PARK, FL 33781-2351
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2014 · Amount on Record
Deed Sale	Jul 10, 2014 · Amount on Record
Deed Document Number	2014195106
Deed Book / Page	18458 / 2588
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	5645 81ST TER N, PINELLAS PARK, FL 33781-2351
Transaction Type	Mortgage
Record Updated	Dec 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5521 81ST TER N, PINELLAS PARK, FL 33781-2302

Mortgage

Document Number	0225760504
Date	Sep 27, 2023
Book Page	22576/504
Instrument	2023247675

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	376 Months
Due	Jan 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Jan 1, 2030
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	8.87%
Index	6-Month CD Rate
Max Rate	10.8%

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Pinellas Park City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,477.00 (+473.67%) Homeowner's exemption	$490,262 (+227.18%)	$490,262 (+227.18%) Land $112,856 Building $377,406
2023	$1,652.00 (+13.07%)	$149,847 (+17.05%)	$149,847 (+17.05%) Land $149,847
2022	$1,461.00	$128,020	$128,020 Land $128,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 89 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	133 units insured incl. 44 condo units
Nearby Flood Claims	86 (1979–2024)
Claims Outside the SFHA	28 of 86
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Tropical Storm Debby, Jun 2012 · 3 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS PARK WATER DEPT serves 48,939 people · EPA ID FL6521406
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 766 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20