Hamilton County property record for 5644 Windridge Dr, Cincinnati, OH 45248
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,699 sqft · built 1960 |
| Lot Size | 0.454 acres (19,776 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $84,900 (Jul 2017) |
| Tax Bill | $3,532 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 550-0180-0086-00 |
| Primary APN | 550-0180-0086-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,699 sqft Living Area |
| Gross Area | 2,514 sqft |
| 1st Floor Area | 997 sqft |
| 2nd Floor Area | 702 sqft |
| Basement Area | 529 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 19,776 sqft (0.454 acres) |
| Lot Dimensions | 276 ft deep x 81.3 ft wide |
| Garage Type | Attached |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 68 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Septic |
| Street Address | 5644 WINDRIDGE DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45248-1743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Description | WINDRIDGE DR 81.30 X 276.30 IR LOT 29 BALWIN ACS SUB BLK E |
| Legal Subdivision | BALWIN ACS SUB |
| Legal Block | E |
| Legal Lot Number | 29 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | GREEN |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 20604 |
Source: Hamilton County records, as of July 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5644 WINDRIDGE DR, CINCINNATI, OH 45248-1743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 2, 2021 | Deed of Trust, Mortgage · Line of Credit ASHLAND CU |
| Dec 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ASHLAND CU |
| Oct 19, 2019 | Deed of Trust, Mortgage · FHA Mortgage NATIONS LNDG |
| Jul 13, 2017 | Warranty Deed, Transfer · FHA Mortgage OPTION FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2017 · Amount on Record |
| Deed Sale | Jul 13, 2017 · Amount on Record |
| Prior Sale | Mar 18, 2009 · Amount on Record |
| Deed Document Number | 201763079 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5644 WINDRIDGE DR, CINCINNATI, OH 45248-1743 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 5644 WINDRIDGE DR, CINCINNATI, OH 45248-1743 |
| Document Number | 0000144614 |
|---|---|
| Date | Dec 2, 2021 |
| Book Page | 14555/237 |
| Instrument | 2021-0144614 |
| Name | ASHLAND CU |
|---|---|
| Type | Credit Union |
| Address | ASHLAND, KY 41105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Nov 8, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5644 WINDRIDGE DR, CINCINNATI, OH 45248-1743 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000144615 |
|---|---|
| Date | Dec 2, 2021 |
| Book Page | 14555/249 |
| Instrument | 2021-0144615 |
| Name | ASHLAND CU |
|---|---|
| Type | Credit Union |
| Address | ASHLAND, KY 41101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Nov 28, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5644 WINDRIDGE DR, CINCINNATI, OH 45248-1743 |
| Document Number | 0000097748 |
| Instrument Date | Oct 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5644 WINDRIDGE DR CINCINNATI OH 452481743, CINCINNATI, OH 45248-1743 |
| Document Number | 0000097748 |
|---|---|
| Date | Nov 7, 2019 |
| Book Page | 014040/000449 |
| Instrument | 97748 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 6, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 13, 2017 |
| Property Address | 5644 WINDRIDGE DR, CINCINNATI, OH 45248-1743 |
| Document Number | 0000063079 |
| Book / Page | 013458 / 001686 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 63079 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2018 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $405.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5644 WINDRIDGE DR CINCINNATI OH 452481743, CINCINNATI, OH 45248-1743 |
| Document Number | 63080 |
|---|---|
| Date | Jul 13, 2017 |
| Book Page | 013458/001688 |
| Instrument | 63080 |
| Name | OPTION FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | CINCINNATI, OH 45247 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 12, 2047 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Green Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,532.00 (+3.03%) | $63,287 (-) Land $9,058 Building $54,229 | $180,820 (-) Land $25,880 Building $154,940 |
| 2024 | $3,428.00 (+3%) | $63,287 (-) Land $9,058 Building $54,229 | |
| 2023 | $3,328.00 (+11.19%) | $63,287 (+34.04%) Land $9,058 Building $54,229 | $180,820 (+34.04%) Land $25,880 Building $154,940 |
| 2022 | $2,993.00 Homeowner's exemption | $47,216 Land $7,998 Building $39,218 | |
| 2020 | $134,900 Land $22,850 Building $112,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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