5644 Whispering Woods Dr, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5644 Whispering Woods Dr, Pace, FL 32571 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1995
Square Footage	2,103 sqft Living Area
Lot Size	29,197 sqft (0.67 acres)
Occupancy	Owner Occupied
Last Sale	$226,000 (2018)
Tax Bill	$1,915.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`34-2N-29-5699-00D00-0190`
Alternative APN	`N29234569900D000190`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,103 sqft Living Area
Gross Area	3,106 sqft Gross Area
1st Floor	2,103 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Wood Shingle Roof
Lot Area	29,197 sqft (0.67 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	420 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	1 sqft Shed
Deck Area	320 sqft Deck
Patio Area	194 sqft Patio
Porch Area	69 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	5644 WHISPERING WOODS DR
City	MILTON
State	FL
Zip	32571-8327
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WHISPERING WOODS PHASE 3 LOT 19 BLK D AS DES IN OR 3712 PG 1548
Legal Range	29W
Legal Township	2N
Legal Section	34
Legal Subdivision	WHISPERING WOODS/ALL
Legal Block	D
Legal Lot Number	19
Jurisdiction	SANTA ROSA FL
Minor Civil Division	PACE
Census Blockgroup	2
Census Block	2000
Census Tract	10301

Owner

Source: Santa Rosa County records · APN 34-2N-29-5699-00D00-0190

Assessment roll updated December 8, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5644 WHISPERING WOODS DR, MILTON, FL 32571-8327
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
May 05, 2026	Deed of Trust, Mortgage · Line of Credit HARVESTERS FEDERAL CREDIT UNION
Mar 26, 2018	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 26, 2018	Warranty Deed, Transfer SPRINGDALE TITLE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 26, 2018 · Amount on Record
Deed Sale	Mar 26, 2018 · Amount on Record
Prior Sale	Mar 26, 2018
Deed Doc Number	201811558
Deed Book / Page	3712 / 1589
Record Refreshed	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Recording Date	May 05, 2026
Property Address	5644 WHISPERING WOODS DR, MILTON, FL 32571-8327
Document Number	0000022706
Book / Page	4740 / 1721
Instrument Date	Apr 30, 2026
Instrument	202622706
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5644 WHISPERING WOODS DR, MILTON, FL 32571-8327

Mortgage

Document Number	0000022706,
Date	May 05, 2026
Book Page	4740/1721
Instrument	202622706

Lender

Name	HARVESTERS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Apr 30, 2051

Interest

Rate	6.46%
Max Rate	-1%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 26, 2018
Property Address	5644 WHISPERING WOODS DR, PACE, FL 32571-8327
Document Number	0037121548
Book / Page	3712 / 1548
Map Reference	MB F PG61
Instrument Date	Mar 23, 2018
Instrument	201811547
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	SPRINGDALE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4860 HYATT LN, 4860, MILTON, FL 32571-2614

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5644 WHISPERING WOODS DR, MILTON, FL 32571-8327

Mortgage

Document Number	0201811548
Date	Mar 26, 2018
Instrument	201811548

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 26, 2018
Property Address	5644 WHISPERING WOODS DR, PACE, FL 32571-8327
Document Number	0037121589
Book / Page	3712 / 1589
Map Reference	MB F PG61
Instrument Date	Mar 23, 2018
Instrument	201811558
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,582.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4860 HYATT LN, 4860, MILTON, FL 32571-2614

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5644 WHISPERING WOODS DR, MILTON, FL 32571-8327

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$187,739 (+2.9%)	$249,476 (+4.76%) Land $35,000 Building $214,476
2024	$1,915.00 (+6.39%) Homeowner's exemption	$182,448 (+3%)	$238,138 (+0.94%) Land $35,000 Building $203,138
2023	$1,800.00 (+2.86%) Homeowner's exemption	$177,134 (+3%)	$235,931 (+2.24%) Land $35,000 Building $200,931
2022	$1,750.00 Homeowner's exemption	$171,975	$230,753 Land $30,000 Building $200,753

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 31% of Florida
Wildfire Likelihood	About 1 in 610 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

5644 Whispering Woods Dr, Pace (Milton), FL 32571 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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