5644 Shadow Rdg Dr, Castro Valley, CA 94552 Property Records

Alameda County property record for 5644 Shadow Rdg Dr, Castro Valley, CA 94552

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,891 sqft · built 1973
Lot Size	0.281 acres (12,240 sqft)
Owner	Individual Name on Record
Last Sale	$1,000,000 (Jul 2017)
Tax Bill	$14,295 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`85-1608-10`

Property Details

APN / Parcel Number

Primary APN	`85-1608-10`
Alternative APN	`085-1608-010-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,891 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1974
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	12,240 sqft (0.281 acres)

Location & Zoning

Street Address	5644 SHADOW RIDGE DR
City	CASTRO VALLEY
State	CA
Zip	94552-2633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00098 BLK: 000D TR: 2478
Legal Subdivision	EDEN TOWNSHIP
Legal Tract	2478
Legal Lot Number	98
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	1
Census Block	1012
Census Tract	430102

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5644 SHADOW RIDGE DR, CASTRO VALLEY, CA 94552-2633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP
Jul 14, 2017	Grant Deed, Transfer · ARM STERLING BANK & TRUST FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2017 · Amount on Record
Deed Sale	Jul 14, 2017 · Amount on Record
Deed Document Number	2017154156
Prior Transfer Date	Sep 8, 2006
Prior Transfer Doc	0000355585
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	5644 SHADOW RIDGE DR, CASTRO VALLEY, CA 94552-2633
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000198313
Date	Oct 2, 2019
Instrument	2019198313

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jul 14, 2017
Property Address	5644 SHADOW RIDGE DR, CASTRO VALLEY, CA 94552-2633
Document Number	0000154156
Map Reference	MAP50 PG25-28
Instrument Date	Jul 11, 2017
Instrument	2017154156
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5644 SHADOW RIDGE DR, CASTRO VALLEY, CA 94552-2633

Mortgage

Document Number	0000154157
Date	Jul 14, 2017
Instrument	2017154157

Lender

Name	STERLING BANK & TRUST FSB
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Aug 1, 2020
Change Frequency	Annually
Min Rate At Change	4.32%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	11.6%

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Unified School District	Castro Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,160,560 (+2%) Land $348,168 Building $812,392
2025	$14,295.00 (+3.76%)	$1,137,810 (+4.04%) Land $341,343 Building $796,467
2023	$13,777.00	$1,093,630 Land $328,089 Building $765,541	$1,398,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, Unwired.

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