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5644 Shadow Fall Ter, Columbia, MD 21045 Property Records

Howard County property record for 5644 Shadow Fall Ter, Columbia, MD 21045 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,734 sqft · built 1971
Lot Size0.34 acres (14,830 sqft)
Owner2 Trust Names on File
Last Sale$340,000 (Jun 2010)
Tax Bill$6,734 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN16-097616

Property Details

APN / Parcel Number

Primary APN16-097616
Alternative APN
  • 097616

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,734 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area14,830 sqft (0.34 acres)
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number097616
Street Address5644 SHADOW FALL TER
CityCOLUMBIA
StateMD
Zip21045-3225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 196 14,830 SQ' 5644 SHADOWFALL TER VIL OAKLAND MILLS S4 A1
Legal SubdivisionVILLAGE OAKLAND MILLS
Legal Lot Number196
JurisdictionHOWARD MD
Township / Civil Division6, SAVAGE
Census Block Group4
Census Block4002
Census Tract606603

Owner

Source: Howard County records · APN 16-097616

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address5644 SHADOW FALL TER, COLUMBIA, MD 21045-3225
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 18, 2010 · Amount on Record
Deed SaleJun 18, 2010 · Amount on Record
Prior SaleFeb 23, 2005 · Amount on Record
Deed Document Number20107862
Deed Book / Page12514 / 122
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address5644 SHADOW FALL TER, COLUMBIA, MD 21045-3225
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyCU TITLE INSURANCE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5644 SHADOW FALL TER, COLUMBIA, MD 21045-3225

Mortgage

Document Number0199480189
DateNov 20, 2020
Book Page19948/189
Lender
NameNASA FCU
TypeCredit Union
AddressBOWIE, MD 20716
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 01, 2035

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHoward County
Unified School DistrictHoward County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$465,700 (+6.18%) Land $216,900 Building $248,800$465,700 (-) Land $216,900 Building $248,800
2025$6,734.00 (+61.29%) Homeowner's exemption$438,600 (+14.1%)$465,700 (+21.15%) Land $216,900 Building $248,800
2023$384,400 Land $196,900 Building $187,500$384,400 Land $196,900 Building $187,500
2022$4,175.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240276066034, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 219 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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