5644 Raters Dr, Santa Rosa, CA 95409 Property Records

Sonoma County property record for 5644 Raters Dr, Santa Rosa, CA 95409

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,486 sqft · built 1998
Lot Size	0.115 acres (5,003 sqft)
Owner	Individual Name on File
Last Sale	$662,000 (Aug 2020)
Tax Bill	$8,367 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`153-390-075-000`

Property Details

APN / Parcel Number

Primary APN	`153-390-075-000`
Alternative APN	`153-390-075`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,486 sqft Living Area
Gross Area	1,949 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Wood
Lot Area	5,003 sqft (0.115 acres)
Garage Type	Attached
Garage Area	463 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	153-390-075
Street Address	5644 RATERS DR
City	SANTA ROSA
State	CA
Zip	95409-4314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	98 FM 153-080-008 ST FRANCIS PLACE PHASE II LOT 26
Legal Subdivision	ST FRANCIS PLACE PHASE II
Legal Block	3
Legal Lot Number	26
Jurisdiction	SONOMA CA
Township / Civil Division	SANTA ROSA
Census Block Group	3
Census Block	3003
Census Tract	152601

Owner

5644 Raters Dr is owned and occupied by an individual who bought it in August 2020.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	5644 RATERS DR, SANTA ROSA, CA 95409-4314
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Deed of Trust, Mortgage · FHA Mortgage DOVENMUEHLE MORTGAGE INC
Aug 7, 2020	Grant Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
May 17, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2020 · Amount on File
Deed Sale	Aug 7, 2020 · Amount on File
Prior Sale	Mar 29, 2002 · Amount on File
Deed Document Number	202066625
Prior Transfer Date	Mar 12, 2004
Prior Transfer Doc	0000037491
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	5644 RATERS DR, SANTA ROSA, CA 95409-4314
Transaction Type	Mortgage
Record Updated	Mar 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5644 RATERS DR, SANTA ROSA, CA 95409-4314

Mortgage

Document Number	0000014783
Date	Feb 28, 2022
Instrument	2022014783

Lender

Name	DOVENMUEHLE MORTGAGE INC
Type	Mortgage Company
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	343 Months
Due	Sep 1, 2050

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Aug 7, 2020
Property Address	5644 RATERS DR, SANTA ROSA, CA 95409-4314
Document Number	0000066625
Map Reference	MB 570 PG 15-17
Instrument Date	Jul 28, 2020
Instrument	2020066625
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,052.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5644 RATERS DR, SANTA ROSA, CA 95409-4314
Investor	Possibly a Property Investor

Mortgage

Document Number	0000066626
Date	Aug 7, 2020
Instrument	2020066626

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	May 17, 2019
Property Address	5644 RATERS DR, SANTA ROSA, CA 95409-4314
Document Number	0000032917
Instrument Date	May 14, 2019
Instrument	32917
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5644 RATERS DR SANTA ROSA CA 954094314, SANTA ROSA, CA 95409-4314

Tax Assessment & Valuation

The 2025 property tax bill for 5644 Raters Dr was $8,367.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Santa Rosa City
Elementary School District	Rincon Valley Union Elementary School District (KG - 06)
Secondary School District	Santa Rosa High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$725,377 (+2%) Land $290,371 Building $435,006
2025	$8,367.00	$711,155 Land $284,678 Building $426,477
2023	$7,934.00 (+4.27%)	$683,542 Land $273,625 Building $409,917
2022	$7,609.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5644 Raters Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5644 Raters Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA ROSA serves 178,452 people · EPA ID CA4910009
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Sonic Telecom, T-Mobile.

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