Palm Beach County property record for 5644 Opal Dr, Loxahatchee, FL 33470
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,979 sqft · built 2023 |
| Lot Size | 0.187 acres (8,128 sqft) |
| Tax Bill | $8,638 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 77-41-43-05-01-000-2140 |
| Primary APN | 77-41-43-05-01-000-2140 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,979 sqft Living Area |
| Gross Area | 5,245 sqft |
| Flooring | Tile |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Concrete Block |
| Roof Material | Concrete |
| Lot Area | 8,128 sqft (0.187 acres) |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Porch | Slab |
| Porch Area | 395 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5644 OPAL DR |
|---|---|
| City | LOXAHATCHEE |
| State | FL |
| Zip | 33470-7063 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | ORCHARDS OF WESTLAKE PHASE 1 LT 214 |
| Legal Subdivision | ORCHARDS OF WESTLAKE PHASE 1 |
| Legal Lot Number | 214 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | ROYAL PALM BEACH-WEST JUPITER |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 7850 |
Source: Palm Beach County records, as of July 31, 2026
| Mailing Address | CONFIDENTIAL RECORD |
|---|---|
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Record Updated | Sep 20, 2026 |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | May 14, 2026 |
| Property Address | 5644 OPAL DR, LOXAHATCHEE, FL 33470-7063 |
| Document Number | 0365191289 |
| Book / Page | 36519 / 1289 |
| Instrument Date | May 5, 2026 |
| Instrument | 2026175527 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 5644 OPAL DR, LOXAHATCHEE, FL 33470-7063 |
| Investor | Possibly a Property Investor |
| Document Number | 0000175527, |
|---|---|
| Date | May 14, 2026 |
| Book Page | 36519/1289 |
| Instrument | 2026175527 |
| Name | U S BANK N A |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 15, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 5644 Opal Dr was $8,638 with a homeowner's exemption.
Source: Palm Beach County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Palm Beach County |
| Municipality | Westlake City |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,638.00 Homeowner's exemption | $378,788 | $656,679 Land $154,363 Building $502,316 |
| 2023 | $3,251.00 (+19.48%) | $132,000 (+40.43%) Land $132,000 | $132,000 (+40.43%) Land $132,000 |
| 2022 | $2,721.00 | $94,000 Land $94,000 | $94,000 Land $94,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5644 Opal Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 438 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 438 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5644 Opal Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Dec 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
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