5644 E Main St, Verona, NY 13478 Property Records

Oneida County and Verona Town property record for 5644 E Main St, Verona, NY 13478

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,320 sqft · built 1840
Lot Size	1.36 acres (59,242 sqft)
Owner	Individual Name on File
Tax Bill	$6,064 (2026)
Deeds & Mortgages	Jan 2022 Refinance Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`306200 299.001-1-17`

Property Details

APN / Parcel Number

Primary APN	`306200 299.001-1-17`
Alternative APNs	`620029900100010170000000` `001170`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,320 sqft Living Area
1st Floor Area	1,942 sqft
Upper Floors Area	378 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1840
Effective Year Built	Effective 1950
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	59,242 sqft (1.36 acres)
Lot Depth	370 ft Depth
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	410 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	001170
Street Address	5644 E MAIN ST
City	VERONA
State	NY
Zip	13478-3533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07 - MIXED
Legal Description	MAIN ST 1.36 A N GEORGE E 365 S WELLMAN W STR
Legal Block	1
Legal Lot Number	17.000
Jurisdiction	ONEIDA NY
Township / Civil Division	VERONA
Census Block Group	3
Census Block	3003
Census Tract	24700

Owner

5644 E Main St is owned by an individual who acquired it in February 2013.

Source: Oneida County and Verona Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 206, VERONA, NY 13478-0206
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICU CU
Dec 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICU CU
Sep 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 1, 2013
Transfer Doc	2013001904
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	5644 E MAIN ST, VERONA, NY 13478-3533
Transaction Type	Mortgage
Record Updated	Feb 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000560
Date	Jan 11, 2022
Instrument	2022-000560

Lender

Name	AMERICU CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	5644 E MAIN ST, VERONA, NY 13478-3533
Document Number	0000017650
Instrument Date	Dec 3, 2019
Transaction Type	Mortgage
Record Updated	Jan 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5644 E MAIN ST VERONA NY 134783533, VERONA, NY 13478-3533

Mortgage

Document Number	0000017650
Date	Dec 18, 2019
Instrument	17650

Lender

Name	AMERICU CU
Type	Credit Union
Address	ROME, NY 13440

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 17, 2034

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	5644 E MAIN ST, VERONA, NY 13478-3533
Document Number	0000013816
Instrument Date	Sep 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5644 E MAIN ST VERONA NY 134783533, VERONA, NY 13478-3533

Mortgage

Document Number	0000013816
Date	Sep 13, 2017
Instrument	13816

Lender

Name	COMMUNITY BK
Type	Bank
Address	OLEAN, NY 14760

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 12, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 5644 E Main St was $6,064, up 0.8% from the year before.

Source: Oneida County and Verona Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
County Subdivision	Verona Town
Unified School District	Sherrill City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,064.00 (+0.83%)
2025	$6,014.00	$108,974 Land $10,400 Building $98,574	$247,668 Land $23,636 Building $224,032
2023		$108,974 (-) Land $10,400 Building $98,574	$222,396 (+16.33%) Land $21,224 Building $201,172
2022	$2,063.00	$108,974 Land $10,400 Building $98,574	$191,182 Land $18,246 Building $172,936

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5644 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5644 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERONA WD (RTE 365 + HAMLET) serves 2,345 people · EPA ID NY3230037
Water Source	Purchased surface water from ONEIDA CITY
Last State Inspection	Feb 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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