Charlotte County property record for 5644 Blackjack Ct S, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,125 sqft · built 2007 |
| Lot Size | 5.05 acres (219,978 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,025,000 (Jan 2026) |
| Tax Bill | $13,577 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jan 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 402416326004 |
| Primary APN | 402416326004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,125 sqft Living Area |
| Gross Area | 4,977 sqft |
| 1st Floor Area | 3,125 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 219,978 sqft (5.05 acres) |
| Garage Type | Attached |
| Garage Area | 892 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pool Area | 38 sqft |
| Porch | Raised Porch |
| Porch Area | 960 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 00913060152505 |
|---|---|
| Street Address | 5644 BLACKJACK CT S |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-9608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE5 |
| Legal Description | PRAIRIE CREEK WEST LT 25 582/1675 591/1427 782/394 790/793 1283/2103 FJ1529/1107 1574/1781 CD1752/134 1752/136 CD3267/1875 4183/480 |
| Legal Range | 24E |
| Legal Township | 40S |
| Legal Section | 16 |
| Legal Subdivision | PRAIRIE CREEK WEST |
| Legal Tract | PCW |
| Legal Lot Number | 25 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 10100 |
Source: Charlotte County records · APN 402416326004
Assessment roll updated November 19, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5644 BLACKJACK CT S, PUNTA GORDA, FL 33982-9608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Jan 07, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| Apr 03, 2017 | Warranty Deed, Transfer BANK OF THE OZARKS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 07, 2026 · Amount on Record |
| Deed Sale | Jan 07, 2026 · Amount on Record |
| Prior Sale | Apr 03, 2017 · Amount on Record |
| Deed Document Number | 20263602589 |
| Prior Transfer Date | Mar 12, 2008 |
| Prior Transfer Doc | 0032671875 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 5644 BLACKJACK CT S, PUNTA GORDA, FL 33982-9608 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 5644 BLACKJACK CT S, PUNTA GORDA, FL 33982-9608 |
| Document Number | 0047920189 |
|---|---|
| Date | Jun 24, 2021 |
| Book Page | 4792/189 |
| Instrument | 2963564 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jan 07, 2026 |
| Property Address | 5644 BLACKJACK CT S, PUNTA GORDA, FL 33982-9608 |
| Document Number | 0003602589 |
| Map Reference | MB 15 PG 27 |
| Instrument Date | Jan 06, 2026 |
| Instrument | 3602589 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2026 |
| Title Company | HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5644 BLACKJACK CT S, PUNTA GORDA, FL 33982-9608 |
| Name | Verified Name |
|---|---|
| Address | 5644 BLACKJACK CT S, PUNTA GORDA, FL 33982-9608 |
| Document Number | 0003602590 |
|---|---|
| Date | Jan 07, 2026 |
| Instrument | 3602590 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Apr 03, 2017 |
| Property Address | 5644 BLACKJACK CT S, PUNTA GORDA, FL 33982-9608 |
| Document Number | 0041830480 |
| Book / Page | 004183 / 000480 |
| Instrument Date | Mar 30, 2017 |
| Instrument | 2512062 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,215.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5364 ROYAL POINCIANA WAY NORTH PORT FL 342918018, NORTH PORT, FL 34291-8018 |
| Document Number | 41830481 |
|---|---|
| Date | Apr 03, 2017 |
| Book Page | 004183/000481 |
| Instrument | 2512063 |
| Name | BANK OF THE OZARKS |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72223 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 02, 2047 |
Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,577.00 (-2.06%) | $961,006 (+32.83%) Land $107,313 Building $853,693 | $961,006 (+15.05%) Land $107,313 Building $853,693 |
| 2024 | $13,862.00 (+2.96%) | ||
| 2023 | $13,464.00 (+13.78%) | $723,492 (-5.95%) | $835,314 (+8.59%) Land $121,200 Building $714,114 |
| 2022 | $11,833.00 | $769,244 Land $103,020 Building $666,224 | $769,244 Land $103,020 Building $666,224 |
Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 518 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 870 units insured incl. 352 condo units |
| Nearby Flood Claims | 11 (1995–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Moderate above 67% of the US · above 45% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| Lumen Technologies DSL | 100 / 10 |
May also be available: ALTIUS Communications, AT&T, Xfinity.
Based on FCC filings for 21 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHARLOTTE COUNTY UTILITIES / BURNT STORE private · serves 13,376 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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