5643 Western Sky Pl, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5643 Western Sky Pl, Saint Cloud, FL 34771 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,846 sqft · built 2019
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$266,990 (Aug 2019)
Tax Bill	$4,026 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage Mar 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`04-26-31-0122-0001-1790`

Property Details

APN / Parcel Number

Primary APN	`04-26-31-0122-0001-1790`
Alternative APN	`263104012200011790`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,846 sqft Living Area
Gross Area	2,395 sqft
1st Floor Area	1,846 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Finished/Open Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	5643 WESTERN SKY PL
City	SAINT CLOUD
State	FL
Zip	34771-7494
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ESTATES OF WESTERLY PB 26 PGS 193-195 LOT 179
Legal Range	31E
Legal Township	26S
Legal Section	04
Legal Subdivision	ESTATES OF WESTERLY
Legal Lot Number	179
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3026
Census Tract	43700

Owner

Source: Osceola County records · APN 04-26-31-0122-0001-1790

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5643 WESTERN SKY PL, SAINT CLOUD, FL 34771-7494
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2019	Grant Deed, Subdivision Related Transfer · FHA Mortgage CALIBER HM LOANS
Mar 04, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 23, 2019 · Amount on Record
Deed Sale	Aug 23, 2019 · Amount on Record
Prior Sale	Mar 04, 2019 · Amount on Record
Deed Document Number	2019109847
Deed Book / Page	5578 / 1780
Record Updated	Sep 20, 2026

August 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 23, 2019
Property Address	5643 WESTERN SKY PL, SAINT CLOUD, FL 34771-7494
Document Number	0055781780
Book / Page	005578 / 001780
Instrument Date	Aug 21, 2019
Instrument	109847
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 02, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,868.93
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5643 WESTERN SKY PL ST CLOUD FL 347717494, ST CLOUD, FL 34771-7494

Mortgage

Document Number	55781781
Date	Aug 23, 2019
Book Page	005578/001781
Instrument	109848

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 04, 2019
Property Address	5643 WESTERN SKY PL, SAINT CLOUD, FL 34771-7494
Document Number	0054851535
Book / Page	005485 / 001535
Instrument Date	Mar 01, 2019
Instrument	27129
Transaction Type	Transfer
Record Updated	Mar 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$6,091.03
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6200 LEE VISTA BLVD #400 ORLANDO FL 328225149, 400, ORLANDO, FL 32822-5149

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,026.00 (+6.17%) Homeowner's exemption	$267,835 (+5.99%)	$325,900 (-0.82%) Land $70,000 Building $255,900
2023	$3,792.00 (+3.55%) Homeowner's exemption	$252,706 (+3%)	$328,600 (+20.15%) Land $65,000 Building $263,600
2022	$3,662.00 Homeowner's exemption	$245,346	$273,500 Land $55,000 Building $218,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 70 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	70 in force

Wildfire

Wildfire Risk	High above 73% of the US · above 57% of Florida
Wildfire Likelihood	About 1 in 177 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 134 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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