5643 Vantage Point Rd, Columbia, MD 21044 Property Records

Howard County property record for 5643 Vantage Point Rd, Columbia, MD 21044

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,551 sqft · built 1976
Lot Size4.56 acres (198,730 sqft)
OwnerIndividual Name on Record
Last Sale$318,000 (Jan 2016)
Tax Bill$5,042 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Jul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN15-047151

Property Details

APN / Parcel Number

Primary APN15-047151
Alternative APN
  • 047151

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,551 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleTownhouse
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area198,730 sqft (4.56 acres)
Deck Area140 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number047151
Street Address5643 VANTAGE POINT RD
CityCOLUMBIA
StateMD
Zip21044-2620
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeNT
Legal DescriptionP/O PAR C-3 5643 VANTAGE POINT RD TOWN CENTER
Legal SubdivisionWATERS EDGE CONDOMINIUM
Legal Lot NumberC 3
JurisdictionHOWARD MD
Township / Civil Division5, CLARKSVILLE
Census Block Group1
Census Block1000
Census Tract605404

Owner

Source: Howard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5643 VANTAGE POINT RD, COLUMBIA, MD 21044-2620
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 22, 2026Deed of Trust, Mortgage · Line of Credit
P N C BANK NA
Jul 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
INTERCONTINENTAL CAPITAL GROUP INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 12, 2016 · Amount on Record
Deed SaleJan 12, 2016 · Amount on Record
Prior SaleNov 17, 1999 · Amount on Record
Deed Book / Page16641 / 259
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Recording DateMay 22, 2026
Property Address5643 VANTAGE POINT RD, COLUMBIA, MD 21044-2620
Document Number2324000081
Book / Page23248 / 81
Instrument DateApr 28, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyVISIONET SYSTEMS INC, VISIONET SYSTEMS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner, 167
Address5643 VANTAGE POINT RD, COLUMBIA, MD 21044-2620

Mortgage

Document Number2324000081,
DateMay 22, 2026
Book Page23248/81
Lender
NameP N C BANK NA
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueMay 7, 2066
Interest
Rate6.46%
Max Rate-1%

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address5643 VANTAGE POINT RD, COLUMBIA, MD 21044-2620
Transaction TypeMortgage
Record UpdatedJul 28, 2021
Title CompanyNATIONWIDE TITLE CLEARING INC, NATIONWIDE TTL CLEARING INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0207010045
DateJul 12, 2021
Book Page20701/45
Lender
NameINTERCONTINENTAL CAPITAL GROUP INC
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term178 Months
DueMay 1, 2036

Tax Assessment & Valuation

Source: Howard County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyHoward County
Unified School DistrictHoward County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$347,400 (+5.3%)$364,900 (-) Land $170,000 Building $194,900
2025$5,042.00 (+60.27%) Homeowner's exemption$329,900 (+11.49%)$364,900 (+16.81%) Land $170,000 Building $194,900
2023$295,900$312,400 Land $155,000 Building $157,400
2022$3,146.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies33 units insured
incl. 28 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 89% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOWARD COUNTY D.P.W. DISTRIBUTION
serves 286,158 people · EPA ID MD0130002
Water SourcePurchased surface water from several systems
Last State InspectionJan 2024
Lead3 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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