5643 Lafayette Ct, Milton, FL 32570 Property Records

Santa Rosa County property record for 5643 Lafayette Ct, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,850 sqft · built 2021
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$258,900 (Apr 2021)
Tax Bill	$2,660 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`43-1N-28-1645-00C00-0020`

Property Details

APN / Parcel Number

Primary APN	`43-1N-28-1645-00C00-0020`
Alternative APN	`N28143164500C000020`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,850 sqft Living Area
Gross Area	2,488 sqft
1st Floor Area	1,850 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	138 ft deep x 79 ft wide
Garage Type	Attached
Garage Area	491 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	147 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5643 LAFAYETTE CT
City	MILTON
State	FL
Zip	32570-2059
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	HAMILTON CROSSING PB 13 PGS 7 - 9 LOT 2 BLK C AS DES IN OR 4109 PG 1608
Legal Range	28W
Legal Township	1N
Legal Section	43
Legal Subdivision	HAMILTON CROSSING
Legal Block	C
Legal Lot Number	2
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	2
Census Block	2032
Census Tract	10503

Owner

5643 Lafayette Ct is owned and occupied by an individual who bought it in April 2021.

Source: Santa Rosa County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	13067 PACIFIC HWY SW, D, LAKEWOOD, WA 98499-1043
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2021 · Amount on File
Deed Sale	Apr 27, 2021 · Amount on File
Deed Document Number	202127779
Deed Book / Page	4109 / 1608
Record Updated	Oct 29, 2026

April 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 27, 2021
Property Address	5643 LAFAYETTE CT, MILTON, FL 32570-2059
Document Number	0041091608
Book / Page	4109 / 1608
Map Reference	MB 13 PG 7-9
Instrument Date	Apr 23, 2021
Instrument	202127779
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 21, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,812.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3000 GULF BREEZE PKWY, 3000, GULF BREEZE, FL 32563-5623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5643 LAFAYETTE CT, MILTON, FL 32570-2059

Mortgage

Document Number	0041091611
Date	Apr 27, 2021
Instrument	4109/1611

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 5643 Lafayette Ct was $2,660 with a homeowner's exemption, up 4.4% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,660.00 (+4.4%) Homeowner's exemption	$259,830 (+2.9%)	$261,995 (+1.6%) Land $41,000 Building $220,995
2024	$2,548.00 (+1.8%) Homeowner's exemption	$252,507 (+3%)	$257,872 (+5.19%) Land $41,000 Building $216,872
2023	$2,503.00 (-1.96%)	$245,152 (+17.2%) Land $30,000 Building $215,152	$245,152 (+17.2%) Land $30,000 Building $215,152
2022	$2,553.00	$209,181	$209,181 Land $30,000 Building $179,181

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5643 Lafayette Ct in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	10 (1990–2020)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5643 Lafayette Ct is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON, CITY OF WATER SYSTEM serves 21,241 people · EPA ID FL1570146
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20