5643 Exploration Dr, Commerce Township, MI 48382 Property Records

Oakland County property record for 5643 Exploration Dr, Commerce Township, MI 48382

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,938 sqft · built 2002
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on File
Last Sale	$274,900 (Oct 2008)
Tax Bill	$4,200 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`E-17-05-301-001`

Property Details

APN / Parcel Number

Primary APN	`E-17-05-301-001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,938 sqft Living Area
1st Floor Area	2,231 sqft
Basement Area	2,089 sqft
Unfinished Basement	2,089 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Lot Area	25,700 sqft (0.59 acres)
Garage Area	691 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	47 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	5643 EXPLORATION DR
City	COMMERCE TOWNSHIP
State	MI
Zip	48382-5134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T2N, R8E, SEC 5 & 6 CRANBERRY ESTATES SUB NO 2 LOT 75 12-26-01 FR 300-003 & 06-478-013
Legal Range	08E
Legal Township	02N
Legal Section	05
Legal Subdivision	CRANBERRY ESTATES SUB
Legal Lot Number	12,75
Jurisdiction	OAKLAND MI
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1001
Census Tract	135300

Owner

5643 Exploration Dr is owned and occupied by two individuals who bought it in October 2008.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5643 EXPLORATION DR, COMMERCE TOWNSHIP, MI 48382-5134
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2008 · Amount on File
Deed Sale	Oct 6, 2008 · Amount on File
Prior Sale	Nov 6, 2007 · Amount on File
Deed Document Number	2008180067
Deed Book / Page	40638 / 122
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5643 EXPLORATION DR, COMMERCE TOWNSHIP, MI 48382-5134
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	LIB

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032450
Date	Feb 13, 2020
Book Page	53834/476
Instrument	32450

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5643 EXPLORATION DR, COMMERCE TOWNSHIP, MI 48382-5134
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5643 EXPLORATION DR, COMMERCE TOWNSHIP, MI 48382-5134

Mortgage

Document Number	0000206769
Date	Oct 7, 2020
Book Page	54961/275
Instrument	206769

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5643 Exploration Dr was $4,200 with a homeowner's exemption, down 32.7% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Commerce Charter Township
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,200.00 (-32.68%) Homeowner's exemption	$273,910	$547,820
2024	$6,239.00
2023		$219,830	$439,660
2021	$5,282.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5643 Exploration Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1993–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5643 Exploration Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE TOWNSHIP serves 19,811 people · EPA ID MI0001573
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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