5643 Ely Island N, Tower, MN 55790 Property Records

St. Louis County property record for 5643 Ely Island N, Tower, MN 55790

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,595 sqft · built 1990
Lot Size	2.09 acres (91,059 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Nov 2020)
Tax Bill	$4,226 (2026)
Deeds & Mortgages	Jan 2026 Transfer Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`270-0024-00010`

Property Details

APN / Parcel Number

Primary APN	`270-0024-00010`
Alternative APNs	`1099257` `1193496`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,595 sqft Gross Area
1st Floor Area	1,218 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Lot Area	91,059 sqft (2.09 acres)

Exterior Amenities

Porch	Slab
Porch Area	270 sqft
Deck Area	32 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1193496
Street Address	5643 ELY IS N
City	TOWER
State	MN
Zip	55790
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0001 BLOCK:001 SERIAL #
Legal Subdivision	CEDARWOOD TOWN OF BREITUNG
Legal Block	1
Legal Lot Number	1
Jurisdiction	ST LOUIS MN
Township / Civil Division	BREITUNG
Census Block Group	2
Census Block	2004
Census Tract	15402

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	699 WHEELOCK PKWY W, SAINT PAUL, MN 55117-4152
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Intrafamily Transfer, Transfer
Nov 3, 2020	Warranty Deed, Transfer · Conventional with PMI PARAMOUNT RESID'L MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2020 · Amount on Record
Deed Sale	Nov 3, 2020 · Amount on Record
Deed Document Number	20201031508
Last Transfer Date	Dec 10, 2025
Transfer Doc	0001098259
Record Updated	Sep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Jan 14, 2026
Property Address	5643 ELY IS N, TOWER, MN 55790
Document Number	0001098259
Instrument Date	Jan 5, 2026
Instrument	1098259
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	699 WHEELOCK PKWY W, SAINT PAUL, MN 55117-4152

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 3, 2020
Property Address	5643 ELY IS N, TOWER, MN 55790
Document Number	00T1031508
Instrument Date	Sep 23, 2020
Instrument	T1031508
Transaction Type	Transfer
Record Updated	Dec 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$858.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	699 E WHEELOCK PKWY ST PAUL MN 55130, ST PAUL, MN 55130

Mortgage

Document Number	T1031509
Date	Nov 3, 2020
Instrument	T1031509

Lender

Name	PARAMOUNT RESID'L MTG
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 2, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Breitung Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,226.00 (+2.67%)
2025	$4,116.00 (+11.3%)	$342,100 (+19.28%) Land $109,700 Building $232,400	$342,100 (+19.28%) Land $109,700 Building $232,400
2024	$3,698.00	$286,800 (+14.45%) Land $96,000 Building $190,800	$286,800 (+14.45%) Land $96,000 Building $190,800
2022		$250,600 Land $80,900 Building $169,700	$250,600 Land $80,900 Building $169,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ely Island N

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures