5643 Cottage Ave, Clearlake, CA 95422 Property Records

Lake County property record for 5643 Cottage Ave, Clearlake, CA 95422

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1980
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Tax Bill	$1,353 (2026)
Deeds & Mortgages	Dec 2019 Transfer Dec 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`041-292-080-000`

Property Details

APN / Parcel Number

Primary APN	`041-292-080-000`
Alternative APN	`041-292-08`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,344 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Steel Frame
Lot Area	4,792 sqft (0.11 acres)

Location & Zoning

Old Parcel Number	041-292-08
Street Address	5643 COTTAGE AVE
City	CLEARLAKE
State	CA
Zip	95422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CLEAR LAKE HLNDS 04
Legal Block	1
Legal Lot Number	9
Jurisdiction	LAKE CA
Township / Civil Division	CLEARLAKE
Census Block Group	1
Census Block	1031
Census Tract	801

Owner

5643 Cottage Ave, a single family home, is owned by an individual.

Source: Lake County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2209 EAST AVE, FAIRVIEW, CA 94541-5502
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2019	Affidavit of Death, Transfer NOT AVAILABLE
Dec 2, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	LAKE CA
Recording Date	Dec 2, 2019
Property Address	5643 COTTAGE AVE, CLEARLAKE, CA 95422
Document Number	0000015569
Instrument Date	Jul 10, 2019
Instrument	15569
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2209 EAST AVE HAYWARD CA 945415502, HAYWARD, CA 94541-5502

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE CA
Recording Date	Dec 2, 2019
Property Address	5643 COTTAGE AVE, CLEARLAKE, CA 95422
Document Number	0000015570
Instrument Date	Jul 10, 2019
Instrument	15570
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2209 EAST AVE HAYWARD CA 945415502, HAYWARD, CA 94541-5502

Tax Assessment & Valuation

The 2026 property tax bill for 5643 Cottage Ave was $1,353, up 2.5% from the year before.

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Municipality	Clearlake City
Unified School District	Konocti Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,353.00 (+2.5%)	$104,814 (+2%) Land $6,560 Building $98,254
2025	$1,320.00	$102,760 Land $6,432 Building $96,328
2023	$1,286.00 (+5.32%)	$98,772 Land $6,183 Building $92,589
2022	$1,221.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5643 Cottage Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1986–1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5643 Cottage Ave is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLANDS MUTUAL WATER COMPANY private · serves 7,772 people · EPA ID CA1710003
Water Source	Surface water
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20
101Netlink Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cottage Ave

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