5643 Clover Ln, Toledo, OH 43623 Property Records

Lucas County property record for 5643 Clover Ln, Toledo, OH 43623

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,247 sqft · built 1973
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Sep 2023)
Tax Bill	$3,220 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-72211`

Property Details

APN / Parcel Number

Primary APN	`23-72211`
Alternative APN	`03697003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,247 sqft Living Area
1st Floor Area	1,247 sqft
Basement Area	1,247 sqft

Exterior

Year Built	Built 1973
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	5,500 sqft (0.126 acres)
Lot Dimensions	123 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Deck Area	126 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5643 CLOVER LN
City	TOLEDO
State	OH
Zip	43623-1616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-RS6
Legal Description	WESTWOOD GARDENS LOT 670 & S 1/2 LOT 669
Legal Subdivision	WESTWOOD GARDENS
Legal Lot Number	670,669
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	2
Census Block	2005
Census Tract	7903

Owner

5643 Clover Ln is owned and occupied by an individual who bought it in September 2023.

Source: Lucas County records, as of February 16, 2026

Owner of Record	Individual Name on File
Mailing Address	1670 MAGNAVOX WAY, FORT WAYNE, IN 46804-1536
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2023 · Amount on File
Deed Sale	Sep 14, 2023 · Amount on File
Prior Sale	Jun 11, 2014
Deed Document Number	202309140029978
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Sep 14, 2023
Property Address	5643 CLOVER LN, TOLEDO, OH 43623-1616
Document Number	0000029978
Map Reference	VOL 28 PG 49
Instrument Date	Jul 9, 2023
Instrument	202309140029978
Transaction Type	Transfer
Record Updated	Oct 4, 2023
Title Company	ESS TITLE AGENCY, ACCESS TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1670 MAGNAVOX WAY, FORT WAYNE, IN 46804-1536

Mortgage

Document Number	0000029979
Date	Sep 14, 2023
Instrument	202309140029979

Lender

Name	ROOFF MORTGAGE COMPANY INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 5643 Clover Ln was $3,220 with a homeowner's exemption, up 7.7% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Washington Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,220.00 (+7.73%) Homeowner's exemption	$52,430 (-) Land $6,790 Building $45,640
2024	$2,989.00 (+40.79%) Homeowner's exemption	$52,430 (+36.55%) Land $6,790 Building $45,640	$149,800 Land $19,400 Building $130,400
2023	$2,123.00 (-0.61%) Homeowner's exemption	$38,395 (-) Land $4,725 Building $33,670
2022	$2,136.00 Homeowner's exemption	$38,395 Land $4,725 Building $33,670
2021			$109,700 Land $13,500 Building $96,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5643 Clover Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5643 Clover Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20