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5641 Silver Thistle Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5641 Silver Thistle Ln, Saint Cloud, FL 34772 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,875 sqft · built 2013
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$375,000 (Jan 2026)
Tax Bill$5,565 (2025)
Deeds & MortgagesJan 2026 Sale & Second Mortgage
Apr 2023 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN156198

Property Details

APN / Parcel Number

Primary APN156198
Alternative APN
  • 232630066900014000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,875 sqft Heated Area
Gross Area2,365 sqft
1st Floor Area1,875 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions111 ft deep x 60 ft wide
Garage TypeFinished
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area70 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number156198
Street Address5641 SILVER THISTLE LN
CitySAINT CLOUD
StateFL
Zip34772-6852
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTHERN PINES UNIT 3A PB 20 PG 31-36 LOT 400
Legal Range30E
Legal Township26S
Legal Section23
Legal SubdivisionSOUTHERN PINES
Legal Tract669
Legal Block1
Legal Lot Number400
Legal Unit3A
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1001
Census Tract43303

Owner

Source: Osceola County records · APN 156198

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5361 SILVER THISTLE LN, SAINT CLOUD, FL 34772-7099
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2026Warranty Deed, Transfer · Stand-Alone Second Mortgage
ACRISURE MORTGAGE LLC
Apr 12, 2023Quit Claim Deed, Transfer
Quitclaim
Apr 05, 2022Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 05, 2018Warranty Deed, Transfer · FHA Mortgage
CENTURY LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 23, 2026 · Amount on Record
Deed SaleJan 23, 2026 · Amount on Record
Prior SaleApr 12, 2023 · Amount on Record
Deed Document Number2026010584
Deed Book / Page6912 / 1398
Record UpdatedJun 08, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 23, 2026
Property Address5641 SILVER THISTLE LN, SAINT CLOUD, FL 34772-6852
Document Number0069121398
Book / Page6912 / 1398
Map ReferenceMB 20 PG 31-36
Instrument DateJan 20, 2026
Instrument2026010584
Transaction TypeTransfer
Record UpdatedFeb 06, 2026
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,625.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1295 W WASHINGTON ST # ST115, ST115, TEMPE, AZ 85288-1232

Transferred To (Grantee/Buyer)

NameVerified Name
Address5361 SILVER THISTLE LN, SAINT CLOUD, FL 34772-7099

Mortgage

Document Number0069121417
DateJan 23, 2026
Instrument6912/1417
Lender
NameACRISURE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

April 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateApr 12, 2023
Property Address5641 SILVER THISTLE LN, SAINT CLOUD, FL 34772-6852
Document Number0063861720
Book / Page6386 / 1720
Map ReferenceMB 20 PG 31-36
Instrument DateMar 31, 2023
Instrument2023041936
Transaction TypeTransfer
Record UpdatedApr 27, 2023

Transaction

AmountAmount Recorded
Tax$1,813.00
Amount AccuracyRounded by County
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address11642 BRICKYARD POND LN, WINDERMERE, FL 34786-5996

Transferred To (Grantee/Buyer)

NameVerified Name
Address6526 OLD BRICK RD # 120214, 120214, WINDERMERE, FL 34786-5839

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 05, 2022
Property Address5641 SILVER THISTLE LN, SAINT CLOUD, FL 34772-6852
Document Number0061870895
Book / Page6187 / 895
Map ReferenceMB 20 PG 31-36
Instrument DateMar 31, 2022
Instrument2022053792
Transaction TypeTransfer
Record UpdatedApr 19, 2022
Title CompanyPREMIER TITLE/CTRL FL, PREMIER TITLE OF CTRL FL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,555.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressCALLE FRANCIA 1096, 1096, TOA ALTA XX

Transferred To (Grantee/Buyer)

NameVerified Name
Address6526 OLD BRICK RD # 120-21, 120, WINDERMERE, FL 34786-5839

Mortgage

Document Number0006187897
DateApr 05, 2022
Instrument6187/897
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2052

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 05, 2018
Property Address5641 SILVER THISTLE LN, SAINT CLOUD, FL 34772-6852
Document Number0053611968
Book / Page005361 / 001968
Instrument DateJun 27, 2018
Instrument102466
Transaction TypeTransfer
Record UpdatedOct 24, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,644.30
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5641 SILVER THISTLE LN ST CLOUD FL 347726852, ST CLOUD, FL 34772-6852

Mortgage

Document Number53611970
DateJul 05, 2018
Book Page005361/001970
Instrument102467
Lender
NameCENTURY LNDG
AddressLOUISVILLE, KY 40223
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 04, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,565.00 (+6.41%)$310,700 (+7.06%) Land $75,000 Building $235,700$310,700 (+7.06%) Land $75,000 Building $235,700
2023$5,230.00 (+78.5%)$290,200 (+41.76%) Land $60,000 Building $230,200$290,200 (+3.09%) Land $60,000 Building $230,200
2022$2,930.00 Homeowner's exemption$204,712$281,500 Land $55,000 Building $226,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire LikelihoodAbout 1 in 376 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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