5640 Taft Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 5640 Taft Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,079 sqft · built 2002
Lot Size	6 acres (261,360 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Jul 2021)
Tax Bill	$3,250 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`365-0010-02992`

Property Details

APN / Parcel Number

Primary APN	`365-0010-02992`
Alternative APN	`1113111`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,079 sqft Gross Area
1st Floor Area	2,079 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	261,360 sqft (6 acres)
Garage Area	768 sqft
Deck Area	48 sqft
Storage Building	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1113111
Street Address	5640 TAFT RD
City	DULUTH
State	MN
Zip	55803-9451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	WLY 330 FT OF NLY 792 FT OF NE1/4 OF NW1/4 SERIAL #
Legal Range	15W
Legal Township	52N
Legal Section	17
Legal Subdivision	FREDENBERG TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	FREDENBERG
Census Block Group	2
Census Block	2006
Census Tract	10602

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5640 TAFT RD, DULUTH, MN 55803-9451
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Deed of Trust, Mortgage · Line of Credit HERMANTOWN FCU
Jul 23, 2021	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2021 · Amount on Record
Deed Sale	Jul 23, 2021 · Amount on Record
Prior Sale	Sep 2, 2016 · Amount on Record
Deed Document Number	20211419911
Prior Transfer Date	Sep 10, 2015
Prior Transfer Doc	00A1269825
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5640 TAFT RD, DULUTH, MN 55803-9451
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001517930
Date	Sep 11, 2025
Instrument	1517930

Lender

Name	HERMANTOWN FCU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 10, 2040

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 23, 2021
Property Address	5640 TAFT RD, DULUTH, MN 55803-9451
Document Number	0001419911
Instrument Date	Jun 25, 2021
Instrument	1419911
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$891.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5640 TAFT RD, DULUTH, MN 55803-9451

Mortgage

Document Number	0001419912
Date	Jul 23, 2021
Instrument	1419912

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Fredenberg Township
Unified School District	Hermantown Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,250.00 (+1.82%) Homeowner's exemption
2025	$3,192.00 (+9.17%) Homeowner's exemption	$295,200 (-10.79%) Land $99,600 Building $195,600	$295,200 (-10.79%) Land $99,600 Building $195,600
2024	$2,924.00	$330,900 (+19.89%) Land $85,200 Building $245,700	$330,900 (+19.89%) Land $85,200 Building $245,700
2022		$276,000 Land $73,700 Building $202,300	$276,000 Land $73,700 Building $202,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2022–2024)
Most Recent Claim	Jun 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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