1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Jack Brack Rd

5640 Jack Brack Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5640 Jack Brack Rd, Saint Cloud, FL 34771 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details7 bd · 5 ba · 4,528 sqft · built 1991
Lot Size6.44 acres (280,526 sqft)
Owner2 Individual Names on File
Last Sale$938,000 (Jul 2021)
Tax Bill$12,324 (2025)
Deeds & MortgagesJan 2026 Transfer
Jul 2021 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN16-25-31-4260-0001-0585

Property Details

APN / Parcel Number

Primary APN16-25-31-4260-0001-0585
Alternative APNs
  • 253116426000010585
  • 91030

Interior

Bedrooms7 Beds
Full Baths5 Baths
Stories1 Story
Building Area4,528 sqft Living Area
Gross Area5,934 sqft
1st Floor Area4,528 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area280,526 sqft (6.44 acres)
Garage TypeAttached
Garage Area744 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchFinished/Open Porch
Porch Area598 sqft
Shed1 Shed
Shed Area168 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address5640 JACK BRACK RD
CitySAINT CLOUD
StateFL
Zip34771-9234
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNEW MAP OF NARCOOSSEE PB 1 PG 073 COM NE COR OF SEC 21, N 89 DEG W 663.43 FT TO POB; S 01 DEG W 460.04 FT, N 44 DEG W 275.27 FT, W 238.39 FT, N 04 DEG E 231.97 FT, N 388.50 FT, S 89 DEG E 422.03 FT, S 01 DEG W 356.92 FT TO POB 16,21-25-31
Legal Range31E
Legal Township25S
Legal Section16
Legal SubdivisionNARCOOSSEE NEW MAP OF
Legal Tract4260
Legal Block585
Legal Lot Number585
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1053
Census Tract43700

Owner

Source: Osceola County records · APN 16-25-31-4260-0001-0585

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5640 JACK BRACK RD, SAINT CLOUD, FL 34771-9234
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2026Quit Claim Deed, Transfer
OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATL TITLE AGENCY LLC
Jul 15, 2021Warranty Deed, Transfer
NU WORLD TITLE LLC
Jul 09, 2021Warranty Deed, Transfer
NU WORLD TITLE LLC
Jan 19, 2017Deed of Trust, Mortgage · Commercial Mortgage
SEACOAST NATIONAL BANK
Oct 22, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 15, 2021 · Amount on Record
Deed SaleJul 15, 2021 · Amount on Record
Prior SaleJul 09, 2021 · Amount on Record
Deed Document Number2021110277
Deed Book / Page6003 / 1116
Prior Transfer DateSep 22, 2020
Prior Transfer Doc0058171617
Record UpdatedJun 08, 2026

January 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateJan 20, 2026
Property Address5640 JACK BRACK RD, SAINT CLOUD, FL 34771-9234
Document Number0069100270
Book / Page6910 / 270
Instrument DateJan 20, 2026
Instrument2026007818
Transaction TypeTransfer
Record UpdatedJan 30, 2026
Title CompanyOMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATL TITLE AGENCY LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5640 JACK BRACK RD, SAINT CLOUD, FL 34771-9234

Transferred To (Grantee/Buyer)

NameVerified Name
Address5640 JACK BRACK RD, SAINT CLOUD, FL 34771-9234

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 15, 2021
Property Address5640 JACK BRACK RD, SAINT CLOUD, FL 34771-9234
Document Number0060031116
Book / Page6003 / 1116
Instrument DateMay 05, 2021
Instrument2021110277
Transaction TypeTransfer
Record UpdatedJul 30, 2021
Title CompanyNU WORLD TITLE LLC

Transaction

AmountAmount Recorded
Tax$6,566.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7927 CHILTON DR, 7927, ORLANDO, FL 32836-5837

Transferred To (Grantee/Buyer)

NameVerified Name
Address5640 JACK BRACK RD, SAINT CLOUD, FL 34771-9234

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 09, 2021
Property Address5640 JACK BRACK RD, SAINT CLOUD, FL 34771-9234
Document Number0059990480
Book / Page5999 / 480
Instrument DateMay 05, 2021
Instrument2021107164
Transaction TypeTransfer
Record UpdatedJul 23, 2021
Title CompanyNU WORLD TITLE LLC

Transaction

AmountAmount Recorded
Tax$6,566.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7927 CHILTON DR, 7927, ORLANDO, FL 32836-5837

Transferred To (Grantee/Buyer)

NameVerified Name
Address1540 JACK BRACK RD, SAINT CLOUD, FL 34771

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5640 JACK BRACK RD, SAINT CLOUD, FL 34771-9234
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050881634
DateJan 19, 2017
Book Page5088/1634
Instrument2017010815
Lender
NameSEACOAST NATIONAL BANK
TypeBank
AddressSTUART, FL 34995
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueJan 12, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateOct 22, 2020
Property Address5640 JACK BRACK RD, SAINT CLOUD, FL 34771-9234
Document Number0058171617
Book / Page005817 / 001617
Instrument DateSep 22, 2020
Instrument142902
Transaction TypeTransfer
Record UpdatedNov 05, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5640 JACK BRACK RD ST CLOUD FL 347719234, ST CLOUD, FL 34771-9234

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$12,324.00 (+15.65%)$876,200 (+32.52%) Land $289,800 Building $586,400$876,200 (+32.52%) Land $289,800 Building $586,400
2024$10,656.00 (+2.78%)
2023$10,368.00 (+15.56%)$661,200 (+15.61%) Land $158,400 Building $502,800$661,200 (+15.61%) Land $158,400 Building $502,800
2022$8,972.00$571,900 Land $158,400 Building $413,500$571,900 Land $158,400 Building $413,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 82% of the US · above 73% of Florida
Wildfire LikelihoodAbout 1 in 118 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Jack Brack Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures