5640 Blowing Wind Pl, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5640 Blowing Wind Pl, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,846 sqft · built 2019
Lot Size	0.26 acres (11,325 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,046 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2026 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`04-26-31-0122-0001-2040`

Property Details

APN / Parcel Number

Primary APN	`04-26-31-0122-0001-2040`
Alternative APN	`263104012200012040`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,846 sqft Living Area
Gross Area	2,395 sqft
1st Floor Area	1,846 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,325 sqft (0.26 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Finished/Open Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	5640 BLOWING WIND PL
City	SAINT CLOUD
State	FL
Zip	34771-7478
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ESTATES OF WESTERLY PB 26 PGS 193-195 LOT 204
Legal Range	31E
Legal Township	26S
Legal Section	04
Legal Subdivision	ESTATES OF WESTERLY
Legal Lot Number	204
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3026
Census Tract	43700

Owner

5640 Blowing Wind Pl is owned and occupied by two individuals who acquired it in March 2026.

Source: Osceola County records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5640 BLOWING WIND PL, SAINT CLOUD, FL 34771-7478
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Apr 20, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 20, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
May 21, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 21, 2020	Quit Claim Deed, Transfer · FHA Mortgage PENNYMAC
Feb 15, 2019	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2020
Deed Sale	Jan 21, 2020
Prior Sale	Feb 15, 2019 · Amount on File
Deed Document Number	202010165
Deed Book / Page	5661 / 561
Last Transfer Date	Mar 19, 2026
Transfer Doc	0069581204
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Recording Date	Jun 5, 2026
Property Address	5640 BLOWING WIND PL, SAINT CLOUD, FL 34771-7478
Document Number	0000074186
Book / Page	6983 / 1468
Instrument Date	May 17, 2026
Instrument	202674186
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5640 BLOWING WIND PL, SAINT CLOUD, FL 34771-7478

Mortgage

Document Number	0000074186,
Date	Jun 5, 2026
Book Page	6983/1468
Instrument	202674186

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	284 Months
Due	Feb 1, 2050

Interest

Rate	6.3%
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 20, 2026
Property Address	5640 BLOWING WIND PL, SAINT CLOUD, FL 34771-7478
Document Number	0000052175
Book / Page	6958 / 1204
Instrument Date	Mar 19, 2026
Instrument	2026.52175
Transaction Type	Transfer
Record Updated	May 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5640 BLOWING WIND PL, SAINT CLOUD, FL 34771-7478

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 20, 2026
Property Address	5640 BLOWING WIND PL, SAINT CLOUD, FL 34771-7478
Document Number	0069581204
Book / Page	6958 / 1204
Instrument Date	Mar 19, 2026
Instrument	202652175
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5640 BLOWING WIND PL, SAINT CLOUD, FL 34771-7478

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5640 BLOWING WIND PL, SAINT CLOUD, FL 34771-7478
Transaction Type	Mortgage
Record Updated	Jun 10, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5640 BLOWING WIND PL, SAINT CLOUD, FL 34771-7478

Mortgage

Document Number	0059632622
Date	May 21, 2021
Book Page	5963/2622
Instrument	2021079176

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	345 Months
Due	Feb 1, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 21, 2020
Property Address	5640 BLOWING WIND PL, SAINT CLOUD, FL 34771-7478
Document Number	0056610561
Book / Page	005661 / 000561
Instrument Date	Jan 9, 2020
Instrument	10165
Transaction Type	Transfer
Record Updated	Feb 10, 2020
Title Company	TITLE 365

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5640 BLOWING WIND PL ST CLOUD FL 347717478, ST CLOUD, FL 34771-7478

Mortgage

Document Number	56610564
Date	Jan 21, 2020
Book Page	005661/000564
Instrument	10166

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 20, 2050

February 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 15, 2019
Property Address	5640 BLOWING WIND PL, SAINT CLOUD, FL 34771-7478
Document Number	0054780800
Book / Page	5478 / 0800
Map Reference	MB 26 PG 193
Instrument Date	Feb 14, 2019
Instrument	2019020244
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 8, 2022
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,807.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6200 LEE VISTA BLVD STE 400, 6200, ORLANDO, FL 32822-5149

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5640 BLOWING WIND PL, SAINT CLOUD, FL 34771-7478

Mortgage

Document Number	2019020245
Date	Feb 15, 2019
Instrument	2019020245

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5640 Blowing Wind Pl was $4,046 with a homeowner's exemption, up 3.5% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,046.00 (+3.48%) Homeowner's exemption	$268,960	$326,700 Land $70,000 Building $256,700
2024	$3,910.00 (+2.6%)
2023	$3,811.00 (+3.56%) Homeowner's exemption	$253,767 (+3%)	$329,500 (+20.08%) Land $65,000 Building $264,500
2022	$3,680.00 Homeowner's exemption	$246,376	$274,400 Land $55,000 Building $219,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5640 Blowing Wind Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 70 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5640 Blowing Wind Pl is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 61% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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