DeSoto County property record for 564 W Commerce St, Hernando, MS 38632 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Year Built | Built 2000 |
| Square Footage | 7,944 sqft Adjusted Area |
| Lot Size | 76,230 sqft (1.75 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $8,226.00 (2025) |
| Primary APN | 3-08-6-13-29-2-00003-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 7,944 sqft Adjusted Area |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Composition/Composite Exterior |
| Foundation Type | Concrete Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 76,230 sqft (1.75 acres) |
| Street Address | 564 W COMMERCE ST |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-1504 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HISTORIC MANSION HERNANDO WEST LOT 3 |
| Legal Range | 08 |
| Legal Township | 03 |
| Legal Section | 13 |
| Legal Subdivision | MANSION HERNANDO WEST |
| Legal Lot Number | 3 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 4 |
| Census Blockgroup | 1 |
| Census Block | 1048 |
| Census Tract | 71122 |
Source: DeSoto County records · APN 3-08-6-13-29-2-00003-00
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 564 W COMMERCE ST, HERNANDO, MS 38632-1504 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST TENNESSEE BANK NA |
| Mar 08, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMERCIAL BANK |
| Mar 15, 2021 | Deed of Trust, Mortgage · Building or Construction Mortgage FIRST COMMERCIAL BANK |
| Apr 18, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST COMMERCIAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 08, 2016 |
| Deed Sale | Nov 08, 2016 |
| Deed Doc Number | 0000808164 |
| Deed Book / Page | 0808 / 164 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 564 W COMMERCE ST, HERNANDO, MS 38632-1504 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004621/720 |
|---|---|
| Date | Oct 16, 2018 |
| Book Page | 4621/720 |
| Name | FIRST TENNESSEE BANK NA |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 564 W COMMERCE ST, HERNANDO, MS 38632-1504 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 564 W COMMERCE ST, HERNANDO, MS 38632-1504 |
| Document Number | 005178/577 |
|---|---|
| Date | Mar 08, 2021 |
| Book Page | 5178/577 |
| Name | FIRST COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Address | SOUTHAVEN, MS 38672 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 157 Months |
| Due | Apr 01, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 564 W COMMERCE ST, HERNANDO, MS 38632-1504 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 564 W COMMERCE ST, HERNANDO, MS 38632-1504 |
| Document Number | 005183/772 |
|---|---|
| Date | Mar 15, 2021 |
| Book Page | 5183/772 |
| Name | FIRST COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Address | SOUTHAVEN, MS 38672 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 01, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 564 W COMMERCE ST, HERNANDO, MS 38632-1504 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 564 W COMMERCE ST, HERNANDO, MS 38632-1504 |
| Document Number | 005509/427 |
|---|---|
| Date | Apr 18, 2022 |
| Book Page | 5509/427 |
| Name | FIRST COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38119 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2037 |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,226.00 (+14.97%) | $73,189 (+36.19%) Land $10,000 Building $63,189 | $731,885 (+36.19%) Land $100,000 Building $631,885 |
| 2023 | $7,155.00 | $53,739 | $537,386 Land $100,000 Building $437,386 |
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