San Mateo County property record for 564 Spruce St, Half Moon Bay, CA 94019
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 840 sqft · built 1930 |
| Lot Size | 0.18 acres (7,854 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $920,000 (Feb 2020) |
| Tax Bill | $13,292 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 064-124-100 |
| Primary APN | 064-124-100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 840 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Family Room | Family Room |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Lot Area | 7,854 sqft (0.18 acres) |
| View / Lot | Alley |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 564 SPRUCE ST |
|---|---|
| City | HALF MOON BAY |
| State | CA |
| Zip | 94019-2137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20000 |
| Legal Description | BEING LOT 16 & PTN OF LOTS 14 & 15 BLK 14 & PTN OF SPRUCE ST ABAND & ADJ PTN OF ALLEY ABAND 2ND ADDITION TO ARLETA PARK RSM 4/36 |
| Legal Subdivision | ARLETA PARK |
| Legal Block | 14 |
| Legal Lot Number | 14 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | HALF MOON BAY |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 613702 |
Source: San Mateo County records, as of July 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1560 CORDILLERAS RD, REDWOOD CITY, CA 94062-3208 |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jan 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Feb 26, 2020 | Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2020 · Amount on Record |
| Deed Sale | Feb 26, 2020 · Amount on Record |
| Prior Sale | Aug 26, 2010 · Amount on Record |
| Deed Document Number | 202017577 |
| Prior Transfer Date | Aug 23, 2010 |
| Prior Transfer Doc | 0000096630 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 564 SPRUCE ST, HALF MOON BAY, CA 94019-2137 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 564 SPRUCE ST, HALF MOON BAY, CA 94019-2137 |
| Document Number | 0000014462 |
|---|---|
| Date | Jan 29, 2021 |
| Instrument | 2021-014462 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Feb 26, 2020 |
| Property Address | 564 SPRUCE ST, HALF MOON BAY, CA 94019-2137 |
| Document Number | 0000017577 |
| Map Reference | MB 4 PG 36 |
| Instrument Date | Feb 20, 2020 |
| Instrument | 2020-017577 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 564 SPRUCE ST, HALF MOON BAY, CA 94019-2137 |
| Document Number | 0000017578 |
|---|---|
| Date | Feb 26, 2020 |
| Instrument | 2020-017578 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Half Moon Bay City |
| Unified School District | Cabrillo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,026,272 (+2%) Land $686,041 Building $340,231 | ||
| 2025 | $13,292.00 (+10.9%) | $1,006,150 (+4.04%) Land $672,590 Building $333,560 | |
| 2023 | $11,986.00 (+2.39%) | $967,081 Land $646,473 Building $320,608 | $933,030 |
| 2022 | $11,706.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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