Union County and Scotch Plains Township property record for 564 Pine St, Scotch Plains, NJ 07076
| Property Type | Single Family Home |
|---|---|
| Details | 1,404 sqft · built 1950 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Oct 2003) |
| Tax Bill | $10,658 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Mar 2024 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-03301-0000-00031 |
| Primary APN | 16-03301-0000-00031 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,404 sqft Living Area |
| 1st Floor Area | 1,404 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Account Number | 198200 |
|---|---|
| Street Address | 564 PINE ST |
| City | SCOTCH PLAINS |
| State | NJ |
| Zip | 07076-1941 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | WATCHUNG VIEW GARDENS SEC 02 |
| Legal Block | 3301 |
| Legal Lot Number | 31 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SCOTCH PLAINS |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 38500 |
564 Pine St is owned and occupied by two individuals who bought it in October 2003.
Source: Union County and Scotch Plains Township records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 564 PINE ST, SCOTCH PLAINS, NJ 07076-1941 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK |
| Mar 14, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW JERSEY HOUSING & MORTGAGE FIN AGENCY |
| Jul 17, 2020 | Deed of Trust, Mortgage · FHA Mortgage NORTHPOINTE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2003 · Amount on File |
| Deed Sale | Oct 3, 2003 · Amount on File |
| Deed Book / Page | 5393 / 837 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Apr 8, 2026 |
| Property Address | 564 PINE ST, SCOTCH PLAINS, NJ 07076-1941 |
| Document Number | 0000091163 |
| Book / Page | 15784 / 2998 |
| Instrument Date | Feb 19, 2026 |
| Instrument | 202691163 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE FIRST, TITLE FIRST AGENCY |
| Name | Verified Name |
|---|---|
| Address | 564 PINE ST, SCOTCH PLAINS, NJ 07076-1941 |
| Document Number | 0000091163, |
|---|---|
| Date | Apr 8, 2026 |
| Book Page | 15784/2998 |
| Instrument | 202691163 |
| Name | NORTHPOINTE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.09% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 564 PINE ST, SCOTCH PLAINS, NJ 07076-1941 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0154732218 |
|---|---|
| Date | Mar 14, 2024 |
| Book Page | 15473/2218 |
| Instrument | 62858 |
| Name | NEW JERSEY HOUSING & MORTGAGE FIN AGENCY |
|---|---|
| Type | Government Agency |
| Address | TRENTON, NJ 08650 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 564 PINE ST, SCOTCH PLAINS, NJ 07076-1941 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE FIRST AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0147302421 |
|---|---|
| Date | Jul 17, 2020 |
| Book Page | 14730/2421 |
| Instrument | 695062 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 564 Pine St was $10,658, up 4.9% from the year before.
Source: Union County and Scotch Plains Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Scotch Plains Township |
| Unified School District | Scotch Plains-Fanwood Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $86,300 (-) Land $28,400 Building $57,900 | $86,300 (-) Land $28,400 Building $57,900 | |
| 2025 | $10,658.00 (+4.94%) | $86,300 Land $28,400 Building $57,900 | $86,300 Land $28,400 Building $57,900 |
| 2024 | $10,156.00 | ||
| 2023 | $86,300 Land $28,400 Building $57,900 | $86,300 Land $28,400 Building $57,900 | |
| 2022 | $9,738.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 564 Pine St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 9 (1978–2025) |
| Claims Outside the SFHA | 5 of 9 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 564 Pine St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 711 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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