564 Ocean Rd, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Heights Borough property record for 564 Ocean Rd, Spring Lake, NJ 07762

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,555 sqft · built 2007
Lot Size0.193 acres (8,398 sqft)
Owner2 Individual Names on Record
Last Sale$528,000 (Apr 2020)
Tax Bill$9,620 (2025)
Deeds & MortgagesMay 2026 Mortgage
Aug 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN48-00038-0000-00012

Property Details

APN / Parcel Number

Primary APN48-00038-0000-00012
Alternative APNs
  • 480003800012
  • 06071

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,555 sqft Living Area
1st Floor Area1,555 sqft
Basement Area1,555 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialOther
Lot Area8,398 sqft (0.193 acres)
Lot Dimensions140 ft deep x 60 ft wide
Garage TypeDetached
Garage Area374 sqft
Parking Spaces1 Parking Space
Patio Area154 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
SewerConnected

Location & Zoning

Account Number06071
Street Address564 OCEAN RD
CitySPRING LAKE
StateNJ
Zip07762-1841
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF05
Legal SubdivisionROGERS PARK
Legal Block38
Legal Lot Number12
JurisdictionMONMOUTH NJ
Township / Civil DivisionSPRING LAKE HEIGHTS
Census Block Group2
Census Block2020
Census Tract808901

Owner

Source: Monmouth County and Spring Lake Heights Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address564 OCEAN RD, SPRING LAKE, NJ 07762-1841
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 18, 2026Deed of Trust, Mortgage · Conventional Mortgage
MANASQUAN BANK
Aug 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Apr 16, 2020Grant Deed, Transfer · Conventional Mortgage
REAL EST MTG NTWK
Jan 10, 2019Grant Deed, Transfer
OCEANVIEW TITLE AGENCY LLC, OCEANVIEW TITLE AGCY LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 6, 2020 · Amount on Record
Deed SaleApr 6, 2020 · Amount on Record
Prior SaleJan 10, 2019 · Amount on Record
Deed Document Number202033441
Deed Book / Page9404 / 5526
Prior Transfer DateSep 1, 2006
Prior Transfer Doc0085934778
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Recording DateMay 18, 2026
Property Address564 OCEAN RD, SPRING LAKE, NJ 07762-1841
Document Number0000040130
Book / Page9793 / 6519
Instrument DateMay 6, 2026
Instrument202640130
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address564 OCEAN RD, SPRING LAKE, NJ 07762-1841

Mortgage

Document Number0000040130,
DateMay 18, 2026
Book Page9793/6519
Instrument202640130
Lender
NameMANASQUAN BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 1, 2041
Interest
Rate TypeFixed Rate
Rate5.74%
Initial TypeFixed Rate
Max Rate-1%

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address564 OCEAN RD, SPRING LAKE, NJ 07762-1841
Transaction TypeMortgage
Record UpdatedNov 18, 2022
Title CompanyMEGA TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0095368407
DateAug 19, 2021
Book Page9536/8407
Instrument2021126281
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateApr 16, 2020
Property Address564 OCEAN RD, SPRING LAKE, NJ 07762-1841
Document Number0000033441
Book / Page009404 / 005526
Instrument DateMar 23, 2020
Instrument33441
Transaction TypeTransfer
Record UpdatedJun 26, 2020
Title CompanyMEGA TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$528.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address564 OCEAN RD SPRING LAKE NJ 077621841, SPRING LAKE, NJ 07762-1841

Mortgage

Document Number33442
DateApr 16, 2020
Book Page009404/005532
Instrument33442
Lender
NameREAL EST MTG NTWK
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 15, 2050

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateJan 10, 2019
Property Address564 OCEAN RD, SPRING LAKE, NJ 07762-1841
Document Number0000003573
Book / Page009330 / 005077
Instrument DateJan 3, 2019
Instrument3573
Transaction TypeTransfer
Record UpdatedJan 29, 2019
Title CompanyOCEANVIEW TITLE AGENCY LLC, OCEANVIEW TITLE AGCY LLC

Transaction

AmountAmount Recorded
Tax$400.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address284 1ST AVE MANASQUAN NJ 087363913, MANASQUAN, NJ 08736-3913

Tax Assessment & Valuation

Source: Monmouth County and Spring Lake Heights Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalitySpring Lake Heights Borough
Unified School DistrictSpring Lake Heights Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,086,000 (+15.59%) Land $782,000 Building $304,000$1,086,000 (+15.59%) Land $782,000 Building $304,000
2025$9,620.00 (+1.3%)$939,500 (+10.61%) Land $635,000 Building $304,500$939,500 (+10.61%) Land $635,000 Building $304,500
2024$9,497.00 (+11.23%)
2023$849,400 Land $551,300 Building $298,100$849,400 Land $551,300 Building $298,100
2022$8,538.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Nearby Flood Policies26 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOROUGH OF SPRINGLAKE HEIGHTS
serves 5,000 people · EPA ID NJ1349001
Water SourcePurchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN
Last State InspectionAug 2025
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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