564 James St, Talent, OR 97540 Property Records

Jackson County property record for 564 James St, Talent, OR 97540

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,018 sqft · built 1991
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$257,000 (Aug 2018)
Tax Bill	$2,817 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`381W26BD176`

Property Details

APN / Parcel Number

Primary APN	`381W26BD176`
Alternative APNs	`381W26BD00176` `10805402`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,018 sqft Living Area
Gross Area	1,338 sqft
1st Floor Area	1,018 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1994
Exterior Material	Concrete
Roof Material	Other
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Covered Concrete/Masonry Porch
Porch Area	132 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	564 JAMES ST
City	TALENT
State	OR
Zip	97540-9764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Range	01W
Legal Township	38S
Legal Section	26
Legal Quarter	2
Legal Subdivision	LOUIS J SUBDIVISION UNIT #2
Legal Block	1
Legal Lot Number	7
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1034
Census Tract	1702

Owner

564 James St is owned and occupied by an individual who bought it in August 2018.

Source: Jackson County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	564 JAMES ST, TALENT, OR 97540-9764
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Sep 29, 2022	Warranty Deed, Transfer FIRST AMERICAN
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Aug 6, 2018	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2018 · Amount on File
Deed Sale	Aug 6, 2018 · Amount on File
Prior Sale	Mar 28, 2007 · Amount on File
Deed Document Number	201824583
Prior Transfer Date	Apr 2, 1999
Prior Transfer Doc	0000018610
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	564 JAMES ST, TALENT, OR 97540-9764
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046372
Date	Nov 5, 2021
Instrument	2021-046372

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Sep 29, 2022
Property Address	564 JAMES ST, TALENT, OR 97540-9764
Document Number	0000029104
Map Reference	VOL 16 PG 114
Instrument Date	Sep 26, 2022
Instrument	2022-029104
Transaction Type	Transfer
Record Updated	Oct 7, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2560 MEADOW CREEK DR, MEDFORD, OR 97504-3669

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	564 JAMES ST, TALENT, OR 97540-9764
Document Number	0000024159
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	564 JAMES ST TALENT OR 975409764, TALENT, OR 97540-9764

Mortgage

Document Number	0000024159
Date	Jul 13, 2020
Instrument	24159

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 12, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Aug 6, 2018
Property Address	564 JAMES ST, TALENT, OR 97540-9764
Document Number	0000024583
Instrument Date	Jun 20, 2018
Instrument	24583
Transaction Type	Transfer
Record Updated	Aug 14, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$257.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	564 JAMES ST TALENT OR 975409764, TALENT, OR 97540-9764

Mortgage

Document Number	24584
Date	Aug 6, 2018
Instrument	24584

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 5, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 564 James St was $2,817, up 2.4% from the year before.

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Talent City
Unified School District	Phoenix-Talent School District 4 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,240 (+2.99%)	$315,090 (-4.5%) Land $143,640 Building $171,450
2025	$2,817.00 (+2.44%)	$175,970 (+3%) Land $66,580 Building $109,390	$329,920 (+10.31%) Land $143,000 Building $186,920
2024	$2,750.00 (+3.23%)	$170,850 (+3%) Land $64,650 Building $106,200	$299,080 (+6.12%) Land $137,000 Building $162,080
2023	$2,664.00 (+2.7%)	$165,880 (+3%) Land $62,770 Building $103,110	$281,820 (-2.87%) Land $127,870 Building $153,950
2022	$2,594.00	$161,050 Land $60,940 Building $100,110	$290,140 Land $131,480 Building $158,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 564 James St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 564 James St is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 80% of Oregon
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TALENT serves 6,293 people · EPA ID OR4100857
Water Source	Purchased surface water from MEDFORD WATER COMMISSION
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: Hunter Communications.

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