564 Irwin Rd, Olive Hill, KY 41164 Property Records

Carter County property record for 564 Irwin Rd, Olive Hill, KY 41164

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1991
Lot Size	0.646 acres (28,164 sqft)
Owner	2 Individual Names on File
Last Sale	$128,900 (Apr 2025)
Tax Bill	$1,099 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`043-00-01-034.00`

Property Details

APN / Parcel Number

Primary APN	`043-00-01-034.00`
Alternative APNs	`14775` `36109`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	840 sqft Living Area
Basement Area	840 sqft
Finished Basement	840 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	28,164 sqft (0.646 acres)
Terrain	Rolling
View / Lot	Waterfront - Canal
Garage Type	Attached
Garage Area	288 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Electric

Location & Zoning

Account Number	36109
Street Address	564 IRWIN RD
City	OLIVE HILL
State	KY
Zip	41164-7420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOTS 4 & 5
Legal Subdivision	BLUEBERRY RIDGE
Legal Lot Number	4-5
Jurisdiction	CARTER KY
Township / Civil Division	OLIVE HILL
Census Block Group	3
Census Block	3018
Census Tract	960200

Owner

564 Irwin Rd is owned and occupied by two individuals who bought it in April 2025.

Source: Carter County records, as of April 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	564 IRWIN RD, OLIVE HILL, KY 41164-7420
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2025 · Amount on File
Deed Sale	Apr 17, 2025 · Amount on File
Deed Document Number	20251005864
Deed Book / Page	535 / 414
Record Updated	Jun 8, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER KY
Recording Date	Apr 17, 2025
Property Address	564 IRWIN RD, OLIVE HILL, KY 41164-7420
Document Number	000535/414
Book / Page	535 / 414
Instrument Date	Mar 6, 2025
Instrument	1005864
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$129.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2567 CAPTENS ST NE, CANTON, OH 44721-2189

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	564 IRWIN RD, OLIVE HILL, KY 41164-7420
Investor	Possibly a Property Investor

Mortgage

Document Number	000535/420
Date	Apr 17, 2025
Book Page	535/420
Instrument	1005871

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company
Address	88 C MICHAEL DAVENPORT BLVD, FRANKFORT, KY 40601

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 564 Irwin Rd was $1,099.

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,099.00	$128,900	$128,900
2023	$255.00 Homeowner's exemption	$76,000	$76,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 564 Irwin Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (2000–2015)
Claims Outside the SFHA	6 of 10
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, Flooding, Landslides, And Mudslide
Claims by Event	Severe Storms, Flooding, And Mudslides, Jul 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 564 Irwin Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVE HILL MUNICIPAL WATER WORKS serves 6,192 people · EPA ID KY0220335
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2018
Treatment and Procedure	Organic carbon removal Apr 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL	300 / 20

May also be available: Verizon.

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