564 Hunkerson Gap Rd, Mathias, WV 26812 Property Records

Hardy County property record for 564 Hunkerson Gap Rd, Mathias, WV 26812

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,760 sqft · built 1991
Lot Size	3.99 acres (173,804 sqft)
Owner	Individual Name on File
Tax Bill	$503 (2026)
Deeds & Mortgages	Jun 2007 Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-566-0013.0003`

Property Details

APN / Parcel Number

Primary APN	`02-566-0013.0003`
Alternative APN	`16-02-566-0013.0003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,760 sqft Living Area
1st Floor Area	2,816 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Construction Type	Frame
Lot Area	173,804 sqft (3.99 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	564 HUNKERSON GAP RD
City	MATHIAS
State	WV
Zip	26812-8536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.99 AC LEMONS HUNKERSON'S GAP RD
Jurisdiction	HARDY WV
Township / Civil Division	LOST RIVER
Census Block Group	4
Census Block	4000
Census Tract	970300

Owner

Source: Hardy County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	564 HUNKERSON GAP RD, MATHIAS, WV 26812-8536
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2007	Deed of Trust, Mortgage FARMERS & MERCHANTS BANK
Jul 11, 2018	Deed of Trust, Mortgage FARMERS & MERCHANTS BANK
Oct 15, 2020	Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDY WV
Property Address	564 HUNKERSON GAP RD, MATHIAS, WV 26812-8536
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000231/269
Date	Jun 29, 2007
Book Page	231/269
Instrument	161113

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank
Address	TIMBERVILLE, VA 22853

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jun 10, 2017

Interest

Rate	6.75%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDY WV
Property Address	564 HUNKERSON GAP RD, MATHIAS, WV 26812-8536
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000307/0000000661
Date	Jul 11, 2018
Book Page	0000000307/0000000661
Instrument	000000210690

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	6 Months
Due	Jan 1, 2019

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDY WV
Recording Date	Oct 15, 2020
Property Address	564 HUNKERSON GAP RD, MATHIAS, WV 26812-8536
Document Number	000355/896
Book / Page	355 / 896
Instrument Date	Oct 15, 2020
Instrument	220180
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	564 HUNKERSON GAP RD, MATHIAS, WV 26812-8536

Mortgage

Document Number	0000220181
Date	Oct 15, 2020
Instrument	220181

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hardy County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Hardy County
Unified School District	Hardy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$503.00 (+6.12%)	$65,520 (+6.12%) Land $14,760 Building $50,760	$109,200 (+6.12%) Land $24,600 Building $84,600
2025	$474.00 (+2.16%)	$61,740 (+2.69%) Land $14,760 Building $46,980	$102,900 (+2.69%) Land $24,600 Building $78,300
2023	$464.00	$60,120 Land $14,760 Building $45,360	$100,200 Land $24,600 Building $75,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 64% of West Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hardy Telecommunications Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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