564 Honolulu Ave, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 564 Honolulu Ave, Oceano, CA 93445

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 442 sqft · built 1945
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Nov 2017)
Tax Bill	$5,460 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`061-082-006`

Property Details

APN / Parcel Number

Primary APN	`061-082-006`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	442 sqft Living Area
1st Floor Area	442 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	564 HONOLULU AVE
City	OCEANO
State	CA
Zip	93445-9728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	LAKESIDE PK BL 2 LTS 11 & 12
Legal Subdivision	LAKESIDE PK
Legal Block	2
Legal Lot Number	11,12
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	2
Census Block	2023
Census Tract	12201

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15743 FORMBY DR, LA MIRADA, CA 90638-4919
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage ONY GLO INC
Nov 21, 2017	Grant Deed, Transfer · Conventional Mortgage MARK 1 REAL ESTATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2017 · Amount on Record
Deed Sale	Nov 21, 2017 · Amount on Record
Prior Sale	Sep 9, 2015 · Amount on Record
Deed Document Number	201753487
Prior Transfer Date	Mar 4, 2015
Prior Transfer Doc	0000012830
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	564 HONOLULU AVE, OCEANO, CA 93445-9728
Transaction Type	Mortgage
Record Updated	Jan 10, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15743 FORMBY DR, LA MIRADA, CA 90638-4919

Mortgage

Document Number	0000000221
Date	Jan 3, 2022
Instrument	2022000221

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	564 HONOLULU AVE, OCEANO, CA 93445-9728
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROVIDENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15743 FORMNY DRIVE, LA MIRADA, CA 90638-4919

Mortgage

Document Number	0000053925
Date	Sep 29, 2020
Instrument	2020053925

Lender

Name	ONY GLO INC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 21, 2017
Property Address	564 HONOLULU AVE, OCEANO, CA 93445-9728
Document Number	0000053487
Instrument Date	Oct 19, 2017
Instrument	53487
Transaction Type	Transfer
Record Updated	Dec 1, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$401.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	15743 FORMBY DR LA MIRADA CA 906384919, LA MIRADA, CA 90638-4919

Mortgage

Document Number	53488
Date	Nov 21, 2017
Instrument	53488

Lender

Name	MARK 1 REAL ESTATE INC
Address	1428 E CHAPMAN AVE, ORANGE, CA 92866-2229

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2047

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$423,608 (+2%) Land $353,976 Building $69,632
2025	$5,460.00 (+4.84%)	$415,303 (+4.04%) Land $347,036 Building $68,267
2023	$5,208.00 (+1.62%)	$399,178 Land $333,561 Building $65,617
2022	$5,125.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 33 individual policies
Nearby Flood Policies	89 units insured incl. 56 condo units
Nearby Flood Claims	2 (2010)
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Verizon.

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