564 Discovery Bay Dr, Shell Knob, MO 65747 Property Records

Stone County property record for 564 Discovery Bay Dr, Shell Knob, MO 65747

Property Summary

Property Type	Single Family Home
Lot Size	1.01 acres (44,323 sqft)
Owner	2 Company Names on Record
Last Sale	$1,892,590 (Apr 2026)
Tax Bill	$774 (2025)
Deeds & Mortgages	Nov 2024 Construction Loan Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-2.0-09-000-000-009.056`

Property Details

APN / Parcel Number

Primary APN	`15-2.0-09-000-000-009.056`

Exterior

Lot Area	44,323 sqft (1.01 acres)

Location & Zoning

Street Address	564 DISCOVERY BAY DR
City	SHELL KNOB
State	MO
Zip	65747-8082
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	DISCOVERY BAY @ NORWALK LANDING
Legal Lot Number	56
Jurisdiction	STONE MO
Township / Civil Division	ALPINE
Census Block Group	2
Census Block	2065
Census Tract	90202

Owner

Source: Stone County records, as of May 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	564 DISCOVERY BAY DR, SHELL KNOB, MO 65747-8082
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2024	Deed of Trust, Mortgage · Construction Mortgage FREEDOM BANK OF SOUTHERN MISSOURI
Apr 29, 2026	Quit Claim Deed, Transfer · Conventional Mortgage MORGAN STANLEY BANK
Feb 21, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2026 · Amount on Record
Deed Sale	Apr 29, 2026 · Amount on Record
Deed Document Number	20265127
Prior Transfer Date	Aug 20, 2025
Prior Transfer Doc	0000008839
Record Updated	Sep 20, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONE MO
Property Address	564 DISCOVERY BAY DR, SHELL KNOB, MO 65747-8082
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 CLERBROOK LN, SAINT LOUIS, MO 63124-1202

Mortgage

Document Number	202400012161
Date	Nov 26, 2024
Instrument	202400012161

Lender

Name	FREEDOM BANK OF SOUTHERN MISSOURI
Type	Bank
Address	SHELL KNOB, MO 65747

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 15, 2025

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STONE MO
Recording Date	Apr 29, 2026
Property Address	564 DISCOVERY BAY DR, SHELL KNOB, MO 65747-8082
Document Number	0000005127
Instrument Date	Apr 24, 2026
Instrument	2026.5127
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	564 DISCOVERY BAY DR, SHELL KNOB, MO 65747-8082

Mortgage

Document Number	0000005128,
Date	Apr 29, 2026
Instrument	2026..5128

Lender

Name	MORGAN STANLEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.9%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STONE MO
Recording Date	Feb 21, 2023
Property Address	SHELL KNOB, MO 65747
Document Number	202300001374
Map Reference	MB 67 PG 8-13
Instrument Date	Feb 21, 2023
Instrument	202300001374
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 CLERBROOK LN, SAINT LOUIS, MO 63124-1202

Tax Assessment & Valuation

Source: Stone County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Stone County
Elementary School District	Shell Knob 78 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$774.00 (-0.26%)	$16,510	$86,900 Land $86,900
2024	$776.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 45% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRYSTAL BEACH SUBD private · serves 91 people · EPA ID MO5031192
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	13 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Table Rock Broadband Fixed Wireless	50 / 25
Total HighSpeed Internet Solutions Fixed Wireless	30 / 10
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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