564 Dean Dr, Owosso, MI 48867 Property Records

Shiawassee County property record for 564 Dean Dr, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Lot Size	0.508 acres (22,166 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Apr 2024)
Tax Bill	$2,388 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-56-004-000`

Property Details

APN / Parcel Number

Primary APN	`006-56-004-000`
Alternative APN	`0065600400000`

Exterior

Lot Area	22,166 sqft (0.508 acres)

Location & Zoning

Street Address	564 DEAN DR
City	OWOSSO
State	MI
Zip	48867-1011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMMOND VILLAGE OWOSSO TWP LOT 4 EX STRIP OF LAND OFF N SIDE OF LOT 4 SD STRIP OF LAND IS .5 FT WIDE ON W END OF LOT & .37 FT
Legal Subdivision	HAMMOND VILLAGE
Legal Lot Number	4
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	3
Census Block	3000
Census Tract	30300

Owner

Source: Shiawassee County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	564 DEAN DR, OWOSSO, MI 48867-1011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 22, 2024	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC
Aug 7, 2018	Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2024 · Amount on Record
Deed Sale	Apr 22, 2024 · Amount on Record
Prior Sale	Oct 11, 2005 · Amount on Record
Deed Document Number	20243380900
Deed Book / Page	1316 / 654
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	564 DEAN DR, OWOSSO, MI 48867-1011
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	564 DEAN DR, OWOSSO, MI 48867-1011

Mortgage

Document Number	0013330547
Date	Dec 8, 2025
Book Page	1333/547
Instrument	3398041

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 25, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Apr 22, 2024
Property Address	564 DEAN DR, OWOSSO, MI 48867-1011
Document Number	0013160654
Book / Page	1316 / 654
Map Reference	LB 1 PG 142
Instrument Date	Apr 18, 2024
Instrument	3380900
Transaction Type	Transfer
Record Updated	May 22, 2024
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	564 DEAN DR, OWOSSO, MI 48867-1011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	564 DEAN DR, OWOSSO, MI 48867-1011

Mortgage

Document Number	0003380901
Date	Apr 22, 2024
Instrument	3380901

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Mortgage

Document Number	0013160655
Date	Apr 22, 2024
Book Page	1316/655
Instrument	3380901

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	43456 MOUND RD, STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Aug 7, 2018
Property Address	564 DEAN DR, OWOSSO, MI 48867-1011
Document Number	0012480726
Book / Page	001248 / 000726
Instrument Date	Aug 3, 2018
Instrument	3312101
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$727.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 S LYON ST OWOSSO MI 488674244, OWOSSO, MI 48867-4244

Mortgage

Document Number	12480727
Date	Aug 7, 2018
Book Page	001248/000727
Instrument	3312102

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2048

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Owosso Charter Township
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,100 (+2.24%)	$164,200 (+2.24%)
2025	$2,388.00 (+62.56%) Homeowner's exemption	$80,300 (+31.21%)	$160,600 (+31.21%)
2024	$1,469.00 (+10.2%)
2023	$1,333.00 Homeowner's exemption	$61,200	$122,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
DayStarr Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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