564 Clover Dr, Edwardsville, IL 62025 Property Records

Madison County property record for 564 Clover Dr, Edwardsville, IL 62025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,770 sqft · built 2005
Lot Size	0.232 acres (10,125 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Jun 2018)
Tax Bill	$5,943 (2025)
Deeds & Mortgages	May 2026 Mortgage Mar 2026 Line of Credit + 5 more
APN	`15-2-09-01-04-401-016`

Property Details

APN / Parcel Number

Primary APN	`15-2-09-01-04-401-016`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,770 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	10,125 sqft (0.232 acres)
Lot Dimensions	135 ft deep x 75 ft wide
Garage Type	Attached
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	564 CLOVER DR
City	EDWARDSVILLE
State	IL
Zip	62025-5205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOLIDAY SHORES SUBD 2 LOT B564 75 X 135
Legal Subdivision	HOLIDAY SHORES SUBD
Legal Lot Number	B564
Jurisdiction	MADISON IL
Township / Civil Division	FORT RUSSELL
Census Block Group	3
Census Block	3023
Census Tract	402805

Owner

564 Clover Dr is owned and occupied by an individual who bought it in June 2018.

Source: Madison County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	564 CLOVER DR, EDWARDSVILLE, IL 62025-5205
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · FHA Mortgage HUD
Mar 4, 2026	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Mar 4, 2026	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Nov 7, 2023	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Jun 22, 2018	Warranty Deed, Transfer · FHA Mortgage REGIONS BANK
Jun 19, 2017	Grant Deed, Transfer WHEATLAND TITLE, WHEATLAND TITLE GUARANTY
May 3, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2018 · Amount on File
Deed Sale	Jun 22, 2018 · Amount on File
Prior Sale	Jun 19, 2017 · Amount on File
Deed Document Number	201819098
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Recording Date	May 27, 2026
Property Address	564 CLOVER DR, EDWARDSVILLE, IL 62025-5205
Document Number	0000015004
Instrument Date	Apr 16, 2026
Instrument	202615004
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	566 CLOVER DR, EDWARDSVILLE, IL 62025-5205

Mortgage

Document Number	0000015004,
Date	May 27, 2026
Instrument	202615004

Lender

Name	HUD

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	287 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	564 CLOVER DR, EDWARDSVILLE, IL 62025-5205
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006475
Date	Mar 4, 2026
Instrument	2026R06475

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 6, 2055

Interest

Rate Type	Fixed Rate
Rate	8.5%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	564 CLOVER DR, EDWARDSVILLE, IL 62025-5205
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006477
Date	Mar 4, 2026
Instrument	2026R06477

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2040

Interest

Rate Type	Fixed Rate
Rate	6.75%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	564 CLOVER DR, EDWARDSVILLE, IL 62025-5205
Transaction Type	Mortgage
Record Updated	Nov 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029949
Date	Nov 7, 2023
Instrument	2023R29949

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2038

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jun 22, 2018
Property Address	564 CLOVER DR, EDWARDSVILLE, IL 62025-5205
Document Number	0000019098
Map Reference	PB34 PG140
Instrument Date	Jun 8, 2018
Instrument	2018R19098
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	ABSTRACTS & TITLES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	564 CLOVER DR, EDWARDSVILLE, IL 62025-5205

Mortgage

Document Number	0000019099
Date	Jun 22, 2018
Instrument	2018R19099

Lender

Name	REGIONS BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	4.5%

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADISON IL
Recording Date	Jun 19, 2017
Property Address	564 CLOVER DR, EDWARDSVILLE, IL 62025-5205
Document Number	0000020253
Instrument Date	May 25, 2017
Instrument	20253
Transaction Type	Transfer
Record Updated	Jun 30, 2017
Title Company	WHEATLAND TITLE, WHEATLAND TITLE GUARANTY

Transaction

Amount	Amount on Record
Tax	$176.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	29400 W 17TH STREET RD CENTRALIA IL 628016424, CENTRALIA, IL 62801-6424

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADISON IL
Recording Date	May 3, 2017
Property Address	564 CLOVER DR, EDWARDSVILLE, IL 62025-5205
Document Number	0000014823
Instrument Date	Apr 26, 2017
Instrument	14823
Transaction Type	Transfer
Record Updated	May 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 564 Clover Dr was $5,943 with a homeowner's exemption, up 6% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Fort Russell Township
Unified School District	Edwardsville Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,943.00 (+6.05%) Homeowner's exemption	$97,950 (+6.79%) Land $6,540 Building $91,410	$293,850 (+6.79%) Land $19,620 Building $274,230
2024	$5,604.00	$91,720 Land $6,120 Building $85,600	$275,160 Land $18,360 Building $256,800
2022	$4,963.00	$78,550 Land $5,240 Building $73,310	$235,886 Land $15,736 Building $220,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 564 Clover Dr; there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 564 Clover Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLIDAY SHORES SD serves 3,025 people · EPA ID IL1195110
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	Corrosion control Apr 2023
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Madison Communications Cable	1,000 / 150
AT&T DSL	100 / 20

May also be available: Wisper ISP, Xfinity.

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