564 Clark St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 564 Clark St, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,974 sqft · built 1880
Lot Size	0.199 acres (8,700 sqft)
Owner	Individual Name on Record
Last Sale	$405,000 (Jan 2023)
Tax Bill	$3,994 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`016790A000`

Property Details

APN / Parcel Number

Primary APN	`016790A000`
Alternative APN	`6-009A-B181-00-0006.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,974 sqft Living Area
1st Floor Area	1,400 sqft
Basement Area	1,400 sqft

Exterior

Year Built	Built 1880
Architectural Style	Other
Exterior Material	Brick/Stone
Lot Area	8,700 sqft
Lot Dimensions	174 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	300 sqft
Porch	Porch
Porch Area	407 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	016790A000
Old Parcel Number	016790A000
Street Address	564 CLARK ST
City	SAINT CHARLES
State	MO
Zip	63301-1875
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF2
Legal Description	PT CITY BLK 181
Legal Range	05E
Legal Township	47N
Legal Subdivision	CITY SQUARE 181
Legal Block	181
Legal Lot Number	6
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	1
Census Block	1045
Census Tract	310400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Commons Neighborhood Historic District listed 2017 · 243 contributing resources · NRIS 100000851

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	564 CLARK ST, SAINT CHARLES, MO 63301-1875
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK
Oct 28, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2023 · Amount on Record
Deed Sale	Jan 27, 2023 · Amount on Record
Prior Sale	Oct 28, 2021
Deed Document Number	0020233321
Deed Book / Page	2023 / 3321
Record Updated	Jun 8, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 27, 2023
Property Address	564 CLARK ST, SAINT CHARLES, MO 63301-1875
Document Number	0000003321
Instrument Date	Jan 20, 2023
Instrument	2023R-003321
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	SELECT TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	564 CLARK ST, SAINT CHARLES, MO 63301-1875

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	564 CLARK ST, SAINT CHARLES, MO 63301-1875

Mortgage

Document Number	0000003322
Date	Jan 27, 2023
Instrument	2023R-003322

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 28, 2021
Property Address	564 CLARK ST, SAINT CHARLES, MO 63301-1875
Document Number	0000089290
Instrument Date	Oct 26, 2021
Instrument	2021R-089290
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	STATE LOUIS COMPANY TITLE (SLCTC), STL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1703 TREETOP DR, SAINT CHARLES, MO 63303-5054

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	564 CLARK ST, SAINT CHARLES, MO 63301-1875

Mortgage

Document Number	0000089291
Date	Oct 28, 2021
Instrument	2021R-089291

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,994.00	$63,822 (+3.87%)	$335,908 (+3.87%) Land $50,000 Building $285,908
2023		$61,446
2022			$323,399 Land $37,500 Building $285,899

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1985)
Most Recent Claim	Aug 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Clark St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures