56397 Stellar Dr, Bend, OR 97707 Property Records

Deschutes County property record for 56397 Stellar Dr, Bend, OR 97707

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 950 sqft · built 1994
Lot Size	0.519 acres (22,651 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Dec 2020)
Tax Bill	$2,540 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Feb 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`201013 A0 07000`

Property Details

APN / Parcel Number

Primary APN	`201013 A0 07000`
Alternative APNs	`R1012201013A007000` `116346`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	950 sqft Living Area
1st Floor Area	950 sqft

Exterior

Year Built	Built 1994
Architectural Style	Other
Exterior Material	Other
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.519 acres)
Garage Type	Mixed
Garage Area	400 sqft

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Account Number	116346
Old Parcel Number	R1012201013A007000
Street Address	56397 STELLAR DR
City	BEND
State	OR
Zip	97707-2065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:1 BLK:53 SUBD:DESCHUTES RIVER RECREATION HOMESITES UNI SEC/TWN/RNG/MER:SEC 13 TWN 20 RNG 10 MAP REF:201013-A0
Legal Range	10E
Legal Township	20S
Legal Section	13
Legal Quarter	NE
Legal Subdivision	DESCHUTES RIVER RECREATION HOMESITES UNI
Legal Block	53
Legal Lot Number	1
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	1
Census Block	1022
Census Tract	404

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	56397 STELLAR DR, BEND, OR 97707-2065
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU
Feb 22, 2024	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU
Apr 17, 2017	Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU
Mar 18, 2019	Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU
Dec 24, 2020	Warranty Deed, Transfer · FHA Mortgage TODAY LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 24, 2020 · Amount on Record
Deed Sale	Dec 24, 2020 · Amount on Record
Prior Sale	May 29, 2012 · Amount on Record
Deed Document Number	2020-70275
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	56397 STELLAR DR, BEND, OR 97707-2065
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56397 STELLAR DR, BEND, OR 97707-2065

Mortgage

Document Number	0000038624
Date	Oct 24, 2022
Instrument	2022-38624

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97208

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 13, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	56397 STELLAR DR, BEND, OR 97707-2065
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56397 STELLAR DR, BEND, OR 97707-2065

Mortgage

Document Number	0000004271
Date	Feb 22, 2024
Instrument	2024-04271

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97208

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 16, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	56397 STELLAR DR, BEND, OR 97707-2065
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014610
Date	Apr 17, 2017
Instrument	2017-14610

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	56397 STELLAR DR, BEND, OR 97707-2065
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008300
Date	Mar 18, 2019
Instrument	2019-08300

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Dec 24, 2020
Property Address	56397 STELLAR DR, BEND, OR 97707-2065
Document Number	0000070275
Map Reference	PART 1
Instrument Date	Dec 9, 2020
Instrument	2020-70275
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	56397 STELLAR DR, BEND, OR 97707-2065

Mortgage

Document Number	0000070276
Date	Dec 24, 2020
Instrument	2020-70276

Lender

Name	TODAY LENDING LLC
Type	Lending Institution
Address	TULSA, OK 74103

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,540.00 (+4.14%)	$136,650 (+3%)	$467,930 (+3.71%) Land $234,000 Building $233,930
2024	$2,439.00 (+2.35%)	$132,670 (+3%)	$451,190 (-13.88%) Land $214,000 Building $237,190
2023	$2,383.00	$128,810	$523,930 Land $293,000 Building $230,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 85% of Oregon
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Starlink Satellite	280 / 30

May also be available: Verizon.

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