5639 Scott Ridge Pl, Frederick, MD 21704 Property Records

Frederick County property record for 5639 Scott Ridge Pl, Frederick, MD 21704

Property Summary

Property TypeTownhouse
Details3 ba · 2,485 sqft · built 2019
Lot Size0.049 acres (2,160 sqft)
OwnerIndividual Name on File
Last Sale$379,540 (Mar 2019)
Tax Bill$4,838 (2023)
Deeds & MortgagesApr 2021 Mortgage
Feb 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-596299

Property Details

APN / Parcel Number

Primary APN09-596299
Alternative APN
  • 596299

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,485 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,160 sqft (0.049 acres)
Garage TypeBuilt-in
Garage Area380 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area15 sqft
Deck Area220 sqft
Patio Area220 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number596299
Street Address5639 SCOTT RIDGE PL
CityFREDERICK
StateMD
Zip21704-6755
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 179 2,160 SQ FT TALLYN RIDGE
Legal SubdivisionTALLYN RDG PH 2 13
Legal Lot Number179
JurisdictionFREDERICK MD
Township / Civil Division9, NEW MARKET
Census Block Group2
Census Block2001
Census Tract751904

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Monocacy National Battlefield
listed 1973 · 4 contributing resources · National Historic Landmark (designated 1973) · NRIS 66000908

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

5639 Scott Ridge Pl, a townhouse, is owned and occupied by an individual who bought it in March 2019.

Source: Frederick County records, as of September 25, 2023

Owner of RecordIndividual Name on File
Mailing Address5639 SCOTT RIDGE PL, FREDERICK, MD 21704-6755
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2021Deed of Trust, Mortgage · VA Mortgage
CAPITAL BANK NA
Feb 5, 2020Deed of Trust, Mortgage · VA Mortgage
CAPITAL BANK NA
Mar 22, 2019Deed, Transfer · VA Mortgage
MCLEAN MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 22, 2019 · Amount on File
Deed SaleMar 22, 2019 · Amount on File
Deed Document Number0001288360
Deed Book / Page12883 / 60
Record UpdatedJun 7, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5639 SCOTT RIDGE PL, FREDERICK, MD 21704-6755
Transaction TypeMortgage
Record UpdatedMay 2, 2022
Title CompanyMADISON SETTLEMENT SERVICES-CARLIS, MADISON SETMNT SVCS BALTIMOR

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0148310176
DateApr 30, 2021
Book Page14831/176
Lender
NameCAPITAL BANK NA
TypeBank
AddressROCKVILLE, MD 20850
Agreement
TypeVA Mortgage
AmountAmount on Record
Term359 Months
DueMar 1, 2051

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5639 SCOTT RIDGE PL, FREDERICK, MD 21704-6755
Transaction TypeMortgage
Record UpdatedMay 2, 2022
Title CompanyMADISON SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0135070389
DateFeb 5, 2020
Book Page13507/0389
Lender
NameCAPITAL BANK NA
TypeBank
AddressROCKVILLE, MD 20850
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2050

March 2019: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateMar 22, 2019
Property Address5639 SCOTT RIDGE PL, FREDERICK, MD 21704-6755
Document Number0128830060
Book / Page12883 / 0060
Map ReferenceMB 100 PL 35
Instrument DateJan 31, 2019
Transaction TypeTransfer
Record UpdatedMay 2, 2022

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$948.85
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8401 GREENSBORO DR STE 450, 8401, MC LEAN, VA 22102-5113

Transferred To (Grantee/Buyer)

NameVerified Name
Address5639 SCOTT RIDGE PL, FREDERICK, MD 21704-6755

Mortgage

Document Number0001288366
DateMar 22, 2019
Instrument12883/66
Lender
NameMCLEAN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,838.00$405,367$437,900 Land $110,000 Building $327,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5639 Scott Ridge Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1979)
Most Recent ClaimFeb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5639 Scott Ridge Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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