5639 Drake Loop Rd, Middleburg, FL 32068 Property Records

Clay County property record for 5639 Drake Loop Rd, Middleburg, FL 32068

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 1,848 sqft · built 1985
Lot Size	1.74 acres (75,794 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (Nov 2025)
Tax Bill	$2,412 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Apr 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`02-05-23-000534-082-00`

Property Details

APN / Parcel Number

Primary APN	`02-05-23-000534-082-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,848 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	75,794 sqft (1.74 acres)
Lot Dimensions	496 ft deep x 153 ft wide
Deck Area	80 sqft
Canopy	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Septic

Location & Zoning

Street Address	5639 DRAKE LOOP RD
City	MIDDLEBURG
State	FL
Zip	32068-7422
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	AR
Legal Description	LOT 32 DUCK POND WEST UNIT 2 AS REC O R 4925 PG 168
Legal Range	23
Legal Township	05
Legal Section	02
Legal Subdivision	DUCK POND WEST
Legal Lot Number	32
Legal Unit	2
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	2
Census Block	2000
Census Tract	30105

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5639 DRAKE LOOP RD, MIDDLEBURG, FL 32068-7422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Warranty Deed, Subdivision Related Transfer · VA Mortgage HANCOCK WHITNEY BANK
Apr 3, 2019	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2025 · Amount on Record
Deed Sale	Nov 17, 2025 · Amount on Record
Prior Sale	Apr 30, 2025 · Amount on Record
Deed Document Number	2025054042
Deed Book / Page	4988 / 576
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Nov 17, 2025
Property Address	5639 DRAKE LOOP RD, MIDDLEBURG, FL 32068-7422
Document Number	0049880576
Book / Page	4988 / 576
Map Reference	MB 13 PG 9-12
Instrument Date	Nov 14, 2025
Instrument	2025054042
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 15, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,765.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13245 ATLANTIC BLVD # 4332, 4332, JACKSONVILLE, FL 32225-7121

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5639 DRAKE LOOP RD, MIDDLEBURG, FL 32068-7422

Mortgage

Document Number	0004988578
Date	Nov 17, 2025
Instrument	4988/578

Lender

Name	HANCOCK WHITNEY BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY FL
Property Address	5639 DRAKE LOOP RD, MIDDLEBURG, FL 32068-7422
Document Number	0041890812
Instrument Date	Apr 3, 2019
Transaction Type	Mortgage
Record Updated	May 16, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5639 DRAKE LOOP RD MIDDLEBURG FL 320687422, MIDDLEBURG, FL 32068-7422

Mortgage

Document Number	0041890812
Date	May 8, 2019
Book Page	004189/000812
Instrument	23243

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	276 Months
Due	May 7, 2042

Interest

Rate	5%

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,412.00 (+230.86%)	$158,147 (+139.83%) Land $81,350 Building $76,797	$158,147 (+33.65%) Land $81,350 Building $76,797
2023	$729.00 (+8.32%) Homeowner's exemption Widower's exemption	$65,940 (+3%)	$118,330 (+17.73%) Land $49,533 Building $68,797
2022	$673.00 Homeowner's exemption Widower's exemption	$64,020	$100,507 Land $41,321 Building $59,186

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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