Osceola County property record for 5639 Barletta Dr, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,496 sqft · built 2018 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,454 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Aug 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 092531502100011610 |
| Primary APN | 092531502100011610 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,496 sqft Heated Area |
| Gross Area | 3,492 sqft |
| 1st Floor Area | 2,496 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Type | Finished |
| Garage Area | 644 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 352 sqft |
| Patio Area | 403 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 5639 BARLETTA DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPLIT OAK ESTATES PB 26 PGS 19-22 LOT 161 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 09 |
| Legal Subdivision | SPLIT OAK ESTATES/RESERVE |
| Legal Tract | 5021 |
| Legal Lot Number | 161 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 43700 |
5639 Barletta Dr is owned and occupied by an individual who acquired it in December 2020.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5639 BARLETTA DR, SAINT CLOUD, FL 34771-9125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 15, 2019 | Deed of Trust, Mortgage · VA Mortgage 1ST RATE HOME MORTGAGE INC |
| Aug 13, 2020 | Warranty Deed, Transfer · VA Mortgage FIDELITY FUNDING MORTGAGE CORP |
| Mar 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC |
| Dec 28, 2018 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage PULTE MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2020 |
| Deed Sale | Dec 1, 2020 |
| Prior Sale | Dec 28, 2018 · Amount on File |
| Deed Document Number | 2020106544 |
| Deed Book / Page | 5773 / 1622 |
| Prior Transfer Date | Aug 13, 2020 |
| Prior Transfer Doc | 2020106544 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5639 BARLETTA DR, SAINT CLOUD, FL 34771-9125 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0056060717 |
|---|---|
| Date | Oct 15, 2019 |
| Book Page | 5606/0717 |
| Instrument | 2019133185 |
| Name | 1ST RATE HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | TEMPE, AZ 85283 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 13, 2020 |
| Property Address | 5639 BARLETTA DR, SAINT CLOUD, FL 34771-9125 |
| Document Number | 0057731622 |
| Book / Page | 5773 / 1622 |
| Map Reference | MB 26 PG 19-22 |
| Instrument Date | Aug 11, 2020 |
| Instrument | 2020106544 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | FIDELITY NATL TTL OF FL INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 513 NEPTUNE BAY CIR UNIT 1, 513, SAINT CLOUD, FL 34769-7027 |
| Name | Verified Name |
|---|---|
| Address | 5639 BARLETTA DR, SAINT CLOUD, FL 34771-9125 |
| Document Number | 0057731624 |
|---|---|
| Date | Aug 13, 2020 |
| Instrument | 5773/1624 |
| Name | FIDELITY FUNDING MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5639 BARLETTA DR, SAINT CLOUD, FL 34771-9125 |
| Document Number | 0056950602 |
| Instrument Date | Mar 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5639 BARLETTA DR ST CLOUD FL 347719125, ST CLOUD, FL 34771-9125 |
| Document Number | 0056950602 |
|---|---|
| Date | Mar 19, 2020 |
| Book Page | 005695/000602 |
| Instrument | 39583 |
| Name | SPRING EQ LLC |
|---|---|
| Address | PHILADELPHIA, PA 19104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 18, 2040 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 28, 2018 |
| Property Address | 5639 BARLETTA DR, SAINT CLOUD, FL 34771-9125 |
| Document Number | 0054560505 |
| Book / Page | 5456 / 0505 |
| Map Reference | MB 26 PG 19-22 |
| Instrument Date | Dec 27, 2018 |
| Instrument | 2018189009 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | PGP TITLE OF FLORIDA INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,177.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4901 VINELAND RD # 400, 4901, ORLANDO, FL 32811-7300 |
| Name | Verified Name |
|---|---|
| Address | 5639 BARLETTA DR, SAINT CLOUD, FL 34771-9125 |
| Document Number | 2018189010 |
|---|---|
| Date | Dec 28, 2018 |
| Instrument | 2018189010 |
| Name | PULTE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2049 |
The 2025 property tax bill for 5639 Barletta Dr was $5,454 with exemptions applied.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,454.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $393,094 | $475,300 Land $90,000 Building $385,300 |
| 2023 | $5,100.00 (+2.6%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $370,890 (+3%) | $505,900 (+16.54%) Land $90,000 Building $415,900 |
| 2022 | $4,971.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $360,088 | $434,100 Land $80,000 Building $354,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5639 Barletta Dr in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 330 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 330 in force |
| Nearby Flood Claims | 18 (2004–2022) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5639 Barletta Dr is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 45% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TWA SUNBRIDGE WATER TREATMENT PLANT public/private · serves 542 people · EPA ID FL3494439 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Also Mapped Here | TOHO WATER AUTHORITY-POINCIANA SYSTEM |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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