Buchanan County property record for 5638 S 3rd St, Saint Joseph, MO 64504
| Property Type | Single Family Home |
|---|---|
| Details | 980 sqft · built 1922 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $107,723 (Mar 2024) |
| Tax Bill | $695 (2025) |
| Deeds & Mortgages | Mar 2024 Second Mortgage Mar 2024 Mortgage + 1 more |
| APN | 06-9.0-32-002-002-011.000 |
| Primary APN | 06-9.0-32-002-002-011.000 |
|---|
| Building Area | 980 sqft Base Area |
|---|---|
| 1st Floor Area | 980 sqft |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 126 ft deep x 55 ft wide |
| Street Address | 5638 S 3RD ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64504-1615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:KING HILL LOT:24 BLK:2LGL DESC:& VAC 5' ST S LOT 24 |
| Legal Subdivision | KING HILL |
| Legal Block | 2 |
| Legal Lot Number | 24 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 2400 |
5638 S 3rd St is owned by an individual who bought it in March 2024.
Source: Buchanan County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5638 W 3RD ST, SAINT JOSEPH, MO 64504 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 21, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION |
| Mar 21, 2024 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Feb 24, 2021 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 21, 2024 · Amount on File |
| Deed Sale | Mar 21, 2024 · Amount on File |
| Prior Sale | Feb 24, 2021 · Amount on File |
| Deed Document Number | 20241936 |
| Deed Book / Page | 3795 / 559 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 5638 S 3RD ST, SAINT JOSEPH, MO 64504-1615 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2024 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 003795/561 |
|---|---|
| Date | Mar 21, 2024 |
| Book Page | 3795/561 |
| Instrument | 2024001938 |
| Name | MISSOURI HOUSING DEVELOPMENT COMMISSION |
|---|---|
| Type | Government Agency |
| Address | KANSAS CITY, MO 64105 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Mar 21, 2024 |
| Property Address | 5638 S 3RD ST, SAINT JOSEPH, MO 64504-1615 |
| Document Number | 003795/559 |
| Book / Page | 3795 / 559 |
| Instrument Date | Mar 15, 2024 |
| Instrument | 2024001936 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2025 |
| Title Company | STEWART TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5638 S 3RD ST, SAINT JOSEPH, MO 64504-1615 |
| Document Number | 2024001937 |
|---|---|
| Date | Mar 21, 2024 |
| Instrument | 2024001937 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Feb 24, 2021 |
| Property Address | 5638 S 3RD ST, SAINT JOSEPH, MO 64504-1615 |
| Document Number | 003759/224 |
| Book / Page | 3759 / 224 |
| Instrument Date | Feb 19, 2021 |
| Instrument | 2021001866 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2024 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5638 S 3RD ST, SAINT JOSEPH, MO 64504-1615 |
| Document Number | 2021001867 |
|---|---|
| Date | Feb 24, 2021 |
| Instrument | 2021001867 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 5638 S 3rd St was $695.
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $695.00 | $9,620 Land $2,660 Building $6,960 | $50,650 Land $14,010 Building $36,640 |
| 2024 | $695.00 (+14.88%) | ||
| 2023 | $605.00 (-0.66%) | $9,140 (-) Land $2,660 Building $6,480 | $48,110 Land $14,010 Building $34,100 |
| 2022 | $609.00 | $9,140 Land $2,660 Building $6,480 | |
| 2021 | $48,110 Land $14,010 Building $34,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 5638 S 3rd St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5638 S 3rd St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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