El Dorado County property record for 5638 Lupin Ln, Pollock Pines, CA 95726
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,144 sqft · built 1978 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $379,000 (May 2026) |
| Tax Bill | $5,240 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Dec 2025 Foreclosure + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 077-204-008-000 |
| Primary APN | 077-204-008-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Wood |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 1,144 sqft |
| Water Source | Commercial |
|---|
| Street Address | 5638 LUPIN LN |
|---|---|
| City | POLLOCK PINES |
| State | CA |
| Zip | 95726-9418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L 146 SIERRA SPGS 2 |
| Legal Subdivision | SIERRA SPGS 2 |
| Legal Lot Number | 146 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 31406 |
Source: El Dorado County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5638 LUPIN LN, POLLOCK PINES, CA 95726-9418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 27, 2026 | Grant Deed, Transfer · Conventional Mortgage CHAMPIONS FUNDING LLC |
| Dec 1, 2025 | Trustee's Deed, Foreclosure |
| Jul 18, 2022 | Grant Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2026 · Amount on Record |
| Deed Sale | May 27, 2026 · Amount on Record |
| Prior Sale | Dec 1, 2025 · Amount on Record |
| Deed Document Number | 202617285 |
| Prior Transfer Date | Nov 25, 2025 |
| Prior Transfer Doc | 0000034354 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | May 27, 2026 |
| Property Address | 5638 LUPIN LN, POLLOCK PINES, CA 95726-9418 |
| Document Number | 0000017285 |
| Instrument Date | May 6, 2026 |
| Instrument | 202617285 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $42,106.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5638 LUPIN LN, POLLOCK PINES, CA 95726-9418 |
| Document Number | 0000017286, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 202617286 |
| Name | CHAMPIONS FUNDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Dec 1, 2025 |
| Property Address | 5638 LUPIN LN, POLLOCK PINES, CA 95726-9418 |
| Document Number | 0000034354 |
| Map Reference | MB E PG 58 |
| Instrument Date | Nov 25, 2025 |
| Instrument | 2025-0034354 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 12, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3300 SUNDANCE TRL, PLACERVILLE, CA 95667-8601 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Jul 18, 2022 |
| Property Address | 5638 LUPIN LN, POLLOCK PINES, CA 95726-9418 |
| Document Number | 0000030422 |
| Map Reference | MB E PG 58 |
| Instrument Date | Jul 14, 2022 |
| Instrument | 2022-0030422 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 5638 LUPIN LN, POLLOCK PINES, CA 95726-9418 |
| Document Number | 0000030423 |
|---|---|
| Date | Jul 18, 2022 |
| Instrument | 2022-0030423 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Pollock Pines Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $413,870 (+2%) Land $74,284 Building $339,586 | |
| 2025 | $5,240.00 (+22.54%) | $405,756 (+4.04%) Land $72,828 Building $332,928 |
| 2024 | $4,276.00 (+1.96%) | |
| 2023 | $4,194.00 (+44.37%) | $390,000 Land $70,000 Building $320,000 |
| 2022 | $2,905.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 90% of the US · above 73% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Cal.net Fixed Wireless | 100 / 20 |
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