5638 Fleming Rd, Atwater, CA 95301 Property Records

Merced County property record for 5638 Fleming Rd, Atwater, CA 95301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,648 sqft · built 1947
Lot Size	1 acre (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$391,000 (Jul 2018)
Tax Bill	$4,609 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`207-050-027-000`

Property Details

APN / Parcel Number

Primary APN	`207-050-027-000`
Alternative APN	`207-050-027`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,648 sqft Living Area
Gross Area	2,048 sqft
1st Floor Area	1,648 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1980
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	207-050-027
Street Address	5638 FLEMING RD
City	ATWATER
State	CA
Zip	95301-9423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUH COL POR LOT 18 SEC 18/7/13
Legal Subdivision	BUHACH COLONY
Legal Lot Number	18
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	1
Census Block	1024
Census Tract	702

Owner

5638 Fleming Rd is owned and occupied by two individuals who bought it in July 2018.

Source: Merced County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5638 FLEMING RD, ATWATER, CA 95301-9423
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Apr 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUPREME LNDG
Jul 13, 2018	Grant Deed, Transfer · Conventional Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2018 · Amount on File
Deed Sale	Jul 13, 2018 · Amount on File
Prior Sale	Nov 21, 2014 · Amount on File
Deed Document Number	201821155
Prior Transfer Date	Mar 13, 2002
Prior Transfer Doc	0000013269
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	5638 FLEMING RD, ATWATER, CA 95301-9423
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PREMIUM TITLE OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021228
Date	Jun 29, 2020
Instrument	2020021228

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	5638 FLEMING RD, ATWATER, CA 95301-9423
Document Number	0000011274
Instrument Date	Apr 17, 2019
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	TRANSCOUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5638 FLEMING RD ATWATER CA 953019423, ATWATER, CA 95301-9423

Mortgage

Document Number	0000011274
Date	Apr 22, 2019
Instrument	11274

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 21, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jul 13, 2018
Property Address	5638 FLEMING RD, ATWATER, CA 95301-9423
Document Number	0000021155
Instrument Date	Jul 6, 2018
Instrument	21155
Transaction Type	Transfer
Record Updated	Aug 14, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.10
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5638 FLEMING RD ATWATER CA 953019423, ATWATER, CA 95301-9423

Mortgage

Document Number	21156
Date	Jul 13, 2018
Instrument	21156

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 12, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5638 Fleming Rd was $4,609 with a homeowner's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Elementary School District	McSwain Union Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$453,717 (+2%) Land $130,848 Building $322,869
2025	$4,609.00 Homeowner's exemption	$444,822 Land $128,283 Building $316,539
2023	$4,427.00 (+1.3%) Homeowner's exemption	$427,551 Land $123,302 Building $304,249
2022	$4,370.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5638 Fleming Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5638 Fleming Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Ayera Technologies.

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