5637 Karen Ave, Cincinnati, OH 45248 Property Records

Hamilton County property record for 5637 Karen Ave, Cincinnati, OH 45248

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 792 sqft · built 1940
Lot Size	0.171 acres (7,492 sqft)
Owner	Individual Name on Record
Last Sale	$51,500 (Nov 2009)
Tax Bill	$1,999 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`550-0171-0105-00`

Property Details

APN / Parcel Number

Primary APN	`550-0171-0105-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	792 sqft Living Area
1st Floor Area	792 sqft
Basement Area	792 sqft

Exterior

Year Built	Built 1940
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,492 sqft (0.171 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5637 KAREN AVE
City	CINCINNATI
State	OH
Zip	45248-4232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KAREN AVE 50 X 150 LOT 55 CHAS E SPRINGMYERS2ND
Legal Subdivision	SPRINGMEYERS
Legal Lot Number	55
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	1
Census Block	1005
Census Tract	21003

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5637 KAREN AVE, CINCINNATI, OH 45248-4232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Deed of Trust, Mortgage THIRD FSLA OF CLEVELAND
Jul 17, 2020	Deed of Trust, Mortgage FCN BK
Feb 3, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2009 · Amount on Record
Deed Sale	Nov 6, 2009 · Amount on Record
Prior Sale	Nov 6, 2009 · Amount on Record
Deed Document Number	0000148755
Last Transfer Date	Feb 3, 2020
Transfer Doc	0000011277
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5637 KAREN AVE, CINCINNATI, OH 45248-4232
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015249
Date	Feb 10, 2022
Book Page	14602/2362
Instrument	2022-0015249

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.34%
Type Change Date	Mar 1, 2025
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	4.34%
Index	Prime Rate
Max Rate	8.34%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5637 KAREN AVE, CINCINNATI, OH 45248-4232
Document Number	0000073687
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5637 KAREN AVE CINCINNATI OH 452484232, CINCINNATI, OH 45248-4232

Mortgage

Document Number	0000073687
Date	Jul 28, 2020
Book Page	014219/001164
Instrument	73687

Lender

Name	FCN BK
Type	Bank
Address	HARRISON, OH 45030

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 3, 2020
Property Address	5637 KAREN AVE, CINCINNATI, OH 45248-4232
Document Number	0000011277
Book / Page	014096 / 001714
Instrument Date	Jan 31, 2020
Instrument	11277
Transaction Type	Transfer
Record Updated	Apr 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$162.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5637 KAREN AVE CINCINNATI OH 452484232, CINCINNATI, OH 45248-4232

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,999.00 (+2.51%)	$38,203 (-) Land $11,638 Building $26,565
2024	$1,950.00 (-0.1%)	$38,203 (-) Land $11,638 Building $26,565
2023	$1,952.00 (+114.51%)	$38,203 (+155.38%) Land $11,638 Building $26,565	$109,150 (+155.38%) Land $33,250 Building $75,900
2022	$910.00 Homeowner's exemption	$14,959 Land $10,388 Building $4,571
2020			$42,740 Land $29,680 Building $13,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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