Lapeer County property record for 5636 Genesee Rd, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,763 sqft · built 1965 |
| Lot Size | 0.487 acres (21,214 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,125,000 (Nov 1995) |
| Tax Bill | $1,758 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jun 2023 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-170-009-00 |
| Primary APN | 008-170-009-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,763 sqft Living Area |
| 1st Floor Area | 1,254 sqft |
| Basement Area | 966 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Lot Area | 21,214 sqft (0.487 acres) |
| Lot Dimensions | 212 ft deep x 100 ft wide |
| Garage Area | 506 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 5636 GENESEE RD |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-2748 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 09 02 200 000 00 T7N R9E FREEWAY ESTATES LOT 9. |
| Legal Subdivision | FREEWAY ESTATES |
| Legal Lot Number | 9 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | ELBA |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 336000 |
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5636 GENESEE RD, LAPEER, MI 48446-2748 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 25, 2026 | Deed of Trust, Mortgage · VA Mortgage CENTRAL MORTGAGE FUNDING LLC |
| Jun 21, 2023 | Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage FINANCIAL PLUS CU |
| May 26, 2017 | Warranty Deed, Transfer · Conventional with PMI FINANCIAL PLUS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 1995 · Amount on Record |
| Deed Sale | Nov 16, 1995 · Amount on Record |
| Deed Document Number | 19951 |
| Last Transfer Date | Jun 15, 2023 |
| Transfer Doc | 0033550459 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 5636 GENESEE RD, LAPEER, MI 48446-2748 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5636 GENESEE RD, LAPEER, MI 48446-2748 |
| Document Number | 0035100930 |
|---|---|
| Date | Mar 25, 2026 |
| Book Page | 3510/930 |
| Name | CENTRAL MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 101 WINSTON WAY, CAMPBELLSVILLE, KY 42718 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Jun 21, 2023 |
| Property Address | 5636 GENESEE RD, LAPEER, MI 48446-2748 |
| Document Number | 0033550459 |
| Book / Page | 3355 / 459 |
| Map Reference | LB 3 PG 12 |
| Instrument Date | Jun 15, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2023 |
| Title Company | MID-STATE TITLE SERVICES INC, MID STATE TITLE SERVICES INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5636 GENESEE RD, LAPEER, MI 48446-2748 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5636 GENESEE RD, LAPEER, MI 48446-2748 |
| Document Number | 0003355454 |
|---|---|
| Date | Jun 21, 2023 |
| Instrument | 3355/454 |
| Name | FINANCIAL PLUS CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | May 26, 2017 |
| Property Address | 5636 GENESEE RD, LAPEER, MI 48446-2748 |
| Document Number | 0028960005 |
| Book / Page | 002896 / 000005 |
| Instrument Date | May 19, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | LEGACY TITLE AGENCY INC, LEGACY TITLE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,274.25 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12083 JUNLPER WAY #715 GRAND BLANC MI 48439, 715, GRAND BLANC, MI 48439 |
| Document Number | 28960007 |
|---|---|
| Date | May 26, 2017 |
| Book Page | 002896/000007 |
| Name | FINANCIAL PLUS CU |
|---|---|
| Type | Credit Union |
| Address | FLINT, MI 48507 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 25, 2047 |
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Elba Township |
| Unified School District | Davison Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $109,600 (+2.05%) | $219,200 (+2.05%) | |
| 2025 | $1,758.00 (+4.09%) Homeowner's exemption | $107,400 (+7.19%) | $214,800 (+7.19%) |
| 2024 | $1,689.00 (+12.83%) | ||
| 2023 | $100,200 | $200,400 | |
| 2022 | $1,497.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1998–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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