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5636 Camilla St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5636 Camilla St, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,166 sqft · built 2022
Lot Size0.13 acres (5,662 sqft)
Owner2 Individual Names on Record
Last Sale$465,000 (Oct 2026)
Tax Bill$6,014 (2025)
Deeds & MortgagesOct 2026 Sale & Mortgage
Jul 2026 Sale
+ 2 more
Flood ZoneZone A (high risk)
APN16-25-31-5525-0001-1600

Property Details

APN / Parcel Number

Primary APN16-25-31-5525-0001-1600
Alternative APN
  • 253116552500011600

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,166 sqft Living Area
Gross Area3,756 sqft
1st Floor Area1,362 sqft
FlooringTile

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleConventional
Exterior MaterialConcrete Block/Stucco
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,662 sqft (0.13 acres)
Garage TypeAttached
Garage Area452 sqft
PorchSlab
Porch Area90 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address5636 CAMILLA ST
CitySAINT CLOUD
StateFL
Zip34771-7644
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWIREGRASS PH 2 PB 30 PGS 170-173 LOT 160
Legal Range31E
Legal Township25S
Legal Section16
Legal SubdivisionWIREGRASS PHS 2
Legal Phase2
Legal Lot Number160
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1038
Census Tract43700

Owner

Source: Osceola County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5636 CAMILLA ST, SAINT CLOUD, FL 34771-7644
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2026Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 13, 2026Certificate of Transfer, Transfer
Apr 23, 2025Deed of Trust, Mortgage · FHA Mortgage
NEWREZ LLC
Jul 21, 2022Special Warranty Deed, Transfer · FHA Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2026 · Amount on Record
Deed SaleOct 2, 2026 · Amount on Record
Prior SaleJul 13, 2026 · Amount on Record
Deed Document Number2026127192
Deed Book / Page7043 / 1009
Record UpdatedOct 29, 2026

October 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 2, 2026
Property Address5636 CAMILLA ST, SAINT CLOUD, FL 34771-7644
Document Number0000127192
Book / Page7043 / 1009
Instrument DateSep 30, 2026
Instrument2026127192
Transaction TypeTransfer
Record UpdatedOct 16, 2026
Title CompanyOLD TAMPA BAY TITLE LLC, OLD TAMPA BAY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$328,755.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5636 CAMILLA ST, SAINT CLOUD, FL 34771-7644

Mortgage

Document Number0000127194,
DateOct 2, 2026
Instrument2026127194
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

July 2026: Certificate of Transfer, Transfer

Document TypeCertificate of Transfer
JurisdictionOSCEOLA FL
Recording DateJul 13, 2026
Property Address5636 CAMILLA ST, SAINT CLOUD, FL 34771-7644
Document Number0000091543
Book / Page7003 / 747
Instrument DateJul 13, 2026
Instrument202691543
Transaction TypeTransfer
Record UpdatedOct 23, 2026

Transaction

AmountAmount Recorded
Tax$224,120.01
Amount AccuracyCalculated from Transfer Tax
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address2500 OAK ST, KISSIMMEE, FL 34744-4943

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5636 CAMILLA ST, SAINT CLOUD, FL 34771-7644
Transaction TypeMortgage
Record UpdatedDec 12, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address5636 CAMILLA ST, SAINT CLOUD, FL 34771-7644

Mortgage

Document Number0067751837
DateApr 23, 2025
Book Page6775/1837
Instrument2025050999
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressGREENVILLE, SC 29601
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term328 Months
DueAug 1, 2052

July 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 21, 2022
Property Address5636 CAMILLA ST, SAINT CLOUD, FL 34771-7644
Document Number0062551526
Book / Page6255 / 1526
Map ReferenceMB 30 PG 170-173
Instrument DateJul 21, 2022
Instrument2022112363
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyTRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TTL CO OF CTRL FL LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,448.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address605 COMMONWEALTH AVENUE # 450450, 450450, ORLANDO, FL 32803-5223

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5636 CAMILLA ST, SAINT CLOUD, FL 34771-7644

Mortgage

Document Number0062551528
DateJul 21, 2022
Instrument6255/1528
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,014.00 (+1.88%)$423,500 (+1.71%) Land $75,000 Building $348,500$423,500 (+1.71%) Land $75,000 Building $348,500
2024$5,903.00 (-8.28%)
2023$6,436.00 (+738.02%)$416,400 (+657.09%) Land $75,000 Building $341,400$416,400 (+657.09%) Land $75,000 Building $341,400
2022$768.00$55,000 Land $55,000$55,000 Land $55,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 82% of the US · above 73% of Florida
Wildfire Likelihood0.9% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000

May also be available: Hotwire Communications, Utah Broadband, Xfinity.

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