56350 Mirror Rock Loop, Bend, OR 97707 Property Records

Deschutes County property record for 56350 Mirror Rock Loop, Bend, OR 97707 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4,826 sqft · built 2024
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$379,000 (Mar 2023)
Tax Bill	$18,151 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Mar 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`201117-AA-01900`

Property Details

APN / Parcel Number

Primary APN	`201117-AA-01900`
Alternative APN	`284987`

Interior

Stories	2 Stories
Building Area	4,826 sqft
Gross Area	1,051 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Bi-Level
Lot Area	20,038 sqft (0.46 acres)

Location & Zoning

Account Number	284987
Street Address	56350 MIRROR ROCK LOOP
City	BEND
State	OR
Zip	97707-2680
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CALDERA SPRINGS PHASE A LOT 360
Legal Subdivision	CALDERA SPRINGS PHASE A
Legal Lot Number	360
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	4
Census Block	4010
Census Tract	301

Owner

Source: Deschutes County records · APN 201117-AA-01900

Assessment roll updated November 5, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	501 NE 224TH CIR, RIDGEFIELD, WA 98642-8228
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA COMMUNITY CU
Mar 10, 2023	Warranty Deed, Transfer FIRST AMERICAN TITLE
Apr 11, 2022	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 10, 2023 · Amount on Record
Deed Sale	Mar 10, 2023 · Amount on Record
Deed Document Number	20235272
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	56350 MIRROR ROCK LOOP, BEND, OR 97707-2680
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	WESTERN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 NE 224TH CIR, RIDGEFIELD, WA 98642-8228

Mortgage

Document Number	0000018632
Date	Jul 17, 2025
Instrument	2025-18632

Lender

Name	COLUMBIA COMMUNITY CU
Type	Credit Union
Address	VANCOUVER, WA 98684

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2055

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Mar 10, 2023
Property Address	56350 MIRROR ROCK LOOP, BEND, OR 97707-2680
Document Number	0000005272
Instrument Date	Mar 08, 2023
Instrument	2023-05272
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	501 NE 224TH CIR, RIDGEFIELD, WA 98642-8228

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Apr 11, 2022
Property Address	56350 MIRROR ROCK LOOP, BEND, OR 97707-2680
Document Number	0000015113
Instrument Date	Mar 28, 2022
Instrument	2022-15113
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1824 1ST AVE W, SEATTLE, WA 98119-3006

Mortgage

Document Number	0000015114
Date	Apr 11, 2022
Instrument	2022-15114

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	May 01, 2025
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.75%
Index	1-Year CMT
Max Rate	10.7%

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated November 5, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,151.00 (+651.28%)	$1,121,800 (+501.37%)	$2,196,190 (+451.81%) Land $416,000 Building $1,780,190
2024	$2,416.00 (+2.11%)	$186,540 (+3%)	$398,000 (+10.1%) Land $398,000
2023	$2,366.00	$181,110	$361,500 Land $361,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410170003014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 18% of Oregon
Wildfire Likelihood	About 1 in 1,099 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 61 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
TDS Telecom	Fiber	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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