5635 Thunder Hill Rd, Columbia, MD 21045 Property Records

Howard County property record for 5635 Thunder Hill Rd, Columbia, MD 21045

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,016 sqft · built 1972
Lot Size	0.256 acres (11,147 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Jun 2016)
Tax Bill	$7,123 (2026)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-105708`

Property Details

APN / Parcel Number

Primary APN	`16-105708`
Alternative APN	`105708`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,016 sqft Total Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,147 sqft (0.256 acres)
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	105708
Street Address	5635 THUNDER HILL RD
City	COLUMBIA
State	MD
Zip	21045-3233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NT
Legal Description	LOT 201 11,147 SQ' 5635 THUNDER HILL RD VIL OAKLAND MILLS S4 A1
Legal Subdivision	VILLAGE OF OAKLAND MILLS
Legal Lot Number	201
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	4
Census Block	4002
Census Tract	606603

Owner

5635 Thunder Hill Rd is owned and occupied by two individuals who bought it in June 2016.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5635 THUNDER HILL RD, COLUMBIA, MD 21045-3233
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2016 · Amount on File
Deed Sale	Jun 22, 2016 · Amount on File
Prior Sale	Apr 19, 2013 · Amount on File
Deed Book / Page	16932 / 63
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	5635 THUNDER HILL RD, COLUMBIA, MD 21045-3233
Transaction Type	Mortgage
Record Updated	Oct 6, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0209190020
Date	Sep 17, 2021
Book Page	20919/20

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 5635 Thunder Hill Rd was $7,123 with a homeowner's exemption, up 2.4% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,123.00 (+2.37%) Homeowner's exemption	$476,400 (+5.59%) Land $207,600 Building $268,800	$476,400 (-) Land $207,600 Building $268,800
2025	$6,958.00 Homeowner's exemption	$451,167	$476,400 Land $207,600 Building $268,800
2023		$400,700 Land $187,600 Building $213,100	$400,700 Land $187,600 Building $213,100
2022	$4,301.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5635 Thunder Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5635 Thunder Hill Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880